Admiral Insurance Brokerage

• Construction insurance and commercial risk management
• Insurance for builders and construction firms
• Construction bonds and surety bonds
• Audits, insurance certificates, and related documentation
• Insurance for commercial real estate and construction projects

Admiral Insurance Brokerage works with top-rated nationwide insurance carriers to offer a broad range of options and to negotiate competitive terms on behalf of clients.

In addition to its core strengths in construction and commercial real estate, Admiral provides comprehensive business and personal lines coverage, aiming to be a one-stop resource for a client's insurance needs.

Admiral offers free comprehensive policy reviews to help clients confirm that existing coverage is current, appropriate, and aligned with their goals. The team focuses on long-term relationships, personalized service, and tailoring coverage combinations to protect clients, their families, and their businesses.

• Main phone: 877-306-3300
• General email: info@useadmiral.com

Office Locations

Headquarters – Brooklyn, New York

• Address: 6833 Shore Road, Suite 1, Brooklyn, NY 11220

Staten Island, New York

• Address: 690 Forest Avenue, Staten Island, NY 10310

Long Island, New York

• Address: 510 Broadhollow Road, Suite 301, Melville, NY 11747

MyWest Division – Los Angeles, California

• Address: 4111 Vía Marina, Marina Del Rey, CA 90292

For directions, office hours, or to confirm meeting availability, clients should contact Admiral Insurance Brokerage by phone or email.

Lists Brooklyn, Melville, New York City, Staten Island, Los Angeles, and Marina as a location. Names California and New York as a service area. Areas beyond these are not published.

Admiral provides free comprehensive policy reviews to help clients:

• Evaluate whether current coverage is up to date
• Identify potential gaps or overlaps in coverage
• Compare options from multiple top-rated carriers

Clients can request a review for construction, commercial real estate, business, or personal insurance policies.

Requesting Personal Insurance Quotes

For personal insurance (such as homeowners, renters, condo, flood, auto, umbrella, boat and yacht, and valuable items coverage), clients are encouraged to call the personal lines team directly.

• Phone: use the main office number listed in the contact details document and ask for the personal lines department or the personal lines account executive.

Requesting Construction and Business Insurance Quotes

For construction insurance, commercial real estate, and other business insurance needs, Admiral's construction and commercial team can provide quotes and program reviews.

• Phone: use the main office number listed in the contact details document and ask for the construction or commercial department.

General Inquiries

For general questions or to be directed to the appropriate department:

• Call the main phone number listed in the contact details document; or
• Email the general inbox at info@useadmiral.com.

A licensed representative can then gather the necessary information and coordinate quotes or policy reviews with the appropriate carriers.

Construction General Liability insurance helps protect construction businesses and contractors from third-party claims related to:

• Bodily injury on or around the job site
• Property damage to third-party property caused by construction activities
• Personal and advertising injury (such as libel or slander)

Coverage typically includes medical payments for minor injuries, completed operations coverage for work after it is finished, and legal defense costs, subject to policy terms.

Umbrella / Excess Liability

Umbrella and excess liability coverage provides an additional layer of liability protection above the limits of primary policies (such as general liability and commercial auto).

It is designed to:

• Increase total liability limits available for large or catastrophic claims
• Potentially broaden coverage beyond what is included in the underlying policy
• Include legal defense costs, subject to policy conditions

Commercial Automobile

Commercial auto insurance is available for vehicles used in construction operations.

Typical components include:

• Liability coverage for injury or property damage to others
• Collision coverage for damage to insured vehicles from crashes
• Comprehensive coverage for non-collision losses (such as theft, vandalism, or certain weather events)
• Options for uninsured/underinsured motorist, medical payments, and coverage for hired and non-owned vehicles

Workers' Compensation

Construction workers' compensation coverage provides benefits to employees who suffer work-related injuries or illnesses.

It generally includes:

• Medical expenses related to covered workplace injuries or illnesses
• Partial wage replacement during periods of disability
• Disability and death benefits as defined by applicable law and policy terms
• Employer liability protection where applicable

Construction Disability Benefits

Construction disability income or disability benefits coverage can help replace a portion of income if a covered worker becomes unable to work due to a disabling injury or illness.

Policies may offer:

• Short-term and/or long-term disability benefits
• A percentage of income replacement during approved periods of disability
• Varying definitions of disability and waiting periods, depending on the policy

Surety Bonds

Admiral can arrange a range of construction surety bonds.

Common bond types include:

• Bid bonds
• Performance bonds
• Payment bonds
• Maintenance bonds

These bonds help guarantee project performance and payment obligations under construction contracts, subject to bond terms and underwriting.

Inland Marine and Contractor's Equipment

Construction inland marine coverage helps protect property, materials, and equipment that move between or are stored at multiple locations.

Coverage may include:

• Tools and contractor's equipment
• Materials and supplies in transit or at temporary locations
• Certain builder's risk exposures, depending on the policy

The specific coverages, limits, and exclusions for any construction insurance program depend on the individual policy and carrier. Admiral's construction department can review existing policies and provide quotes tailored to a contractor's operations and risk profile.

Homeowners insurance can help protect:

• The dwelling structure (such as walls, roof, and built-in fixtures) against covered perils
• Personal property (such as furniture, clothing, and electronics)
• Liability if someone is injured on the property and the policyholder is found responsible
• Additional living expenses if a covered loss makes the home temporarily uninhabitable

Coverage details, limits, and exclusions vary by policy and carrier.

Renters Insurance

Renters insurance can provide:

• Personal property coverage for belongings in a rented home or apartment
• Liability protection for covered injuries or property damage to others
• Additional living expenses if a covered loss makes the rental unit temporarily uninhabitable

Condo Insurance

Condo (HO-6) insurance is designed for condominium unit owners and typically covers:

• The interior of the unit and improvements
• Personal property
• Liability protection
• Additional living expenses after a covered loss

It is designed to complement the condominium association's master policy.

Flood Insurance

Flood insurance provides specialized coverage for damage caused by qualifying flood events, which are typically not covered by standard homeowners or renters policies.

Coverage can include:

• The dwelling structure
• Personal property

Availability, limits, and pricing depend on factors such as location, flood zone, and program (for example, the National Flood Insurance Program or private markets).

Auto Insurance

Auto insurance can offer protection for personal vehicles.

Typical options include:

• Liability coverage (bodily injury and property damage to others)
• Collision coverage for damage from crashes
• Comprehensive coverage for non-collision losses (such as theft, vandalism, or certain weather events)
• Personal injury protection or medical payments, depending on state and carrier
• Uninsured/underinsured motorist coverage

Personal Umbrella Insurance

Personal umbrella policies can provide an added layer of liability protection above underlying policies such as homeowners and auto.

They are designed to:

• Increase total liability limits for large or catastrophic claims
• Potentially broaden liability coverage, depending on the policy

Boat and Yacht Insurance

Boat and yacht coverage can help protect watercraft, equipment, and liability exposures.

Depending on the size and type of vessel, coverage may address:

• Physical damage to the boat, motor, and trailer
• Liability for injuries or property damage to others
• Certain medical payments coverage for guests

Valuable Items Insurance

Valuable items coverage (sometimes called scheduled personal property coverage) is intended for high-value possessions that may not be fully covered under standard homeowners or renters policies.

It can allow individual items such as jewelry, fine art, collectibles, or instruments to be listed at an agreed value, subject to policy terms.

For personal insurance questions or to request quotes, clients can contact Admiral's personal lines account executive at the main office number and extension listed in the contact information document.

Ask anyway — the agent will say plainly that it is not published rather than guess.