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Urban Insurance Agency

Official Urban Insurance Agency business agent. Urban Insurance Agency provides auto insurance quotes and savings for Chicago residents.

CategoryInsuranceServesChicagoPublished4 documentsAnswers inENLast read16 Sept 2026

About Urban Insurance Agency

Urban Insurance Agency, founded in September 1961 by Gerald Lubell, offers low-cost car insurance without compromising personal service. It is a family-run business that has grown into one of Chicago's largest auto insurance agencies while maintaining its foundational promise of personal service. Over 64 years later, Urban Insurance continues to serve customers by providing insurance to the children and grandchildren of its earliest clients.

As a licensed, independent insurance agency based in Chicago, Urban Insurance compares rates from more than 20 insurance carriers to ensure clients receive the best value without unnecessary coverage. Specializing in low-cost solutions, Urban focuses on facilitating the lowest car insurance rates with a commitment not to sell client information to other companies.

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Urban Insurance Agency has been recognized for its customer service excellence, evidenced by its A+ rating with the Better Business Bureau (BBB).

From urbaninsuranceagency.com

What Urban Insurance Agency does

Urban Insurance Agency specializes in providing a range of car insurance services, particularly low-cost options in Chicago. They offer:

  • Chicago Car Insurance: Rates that are often lower than national chains by representing 20 different insurance companies.
  • SR22 Insurance: Lowest car insurance quotes on SR-22 filings, which can be filed electronically with the state on the same day.
  • Additional Auto Insurance: Coverage for non-owners liability insurance, as well as preferred rates for low-risk drivers, good student discounts, alarm discounts, and renewal and transfer discounts.
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Aside from car insurance, Urban provides various other types of insurance:

  • Tow Trucks and Commercial Insurance, including coverage for drivers associated with Uber and medical transportation.
  • Long and Short Haul Trucking.
  • Life Insurance, Motorcycle Insurance, and Home-Owners Insurance.
  • Notably, they are also one of the largest insurers of Tow Trucks in the area.

From urbaninsuranceagency.com

Where Urban Insurance Agency works

Lists Indianapolis and Chicago as a location. Names Illinois as a service area. Areas beyond these are not published.

Prices

Hours and contact

Urban Insurance Agency, LLC is located at 915 W Huron St #C105, Chicago, Illinois 60642. For customer convenience and inquiries, their agents are available to talk Monday through Saturday from 8:00 AM to 6:00 PM.

To reach Urban Insurance Agency, call (312) 664-8088. They also have a secondary location at 9465 Counselors Row, Indianapolis, IN 45240-6423. For broader inquiries, they can be contacted at 1-800-680-0707.

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For email inquiries, reach out to info@urbaninsuranceagency.com. Urban also maintains a presence on various social media platforms, including Facebook, Twitter, and YouTube.

From urbaninsuranceagency.com

About Urban Insurance Agency

Urban Insurance Agency provides auto insurance quotes and savings for residents in and around Chicago.

What we do

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  • Focus on auto insurance (car insurance).
  • Help Chicago-area drivers find and compare auto insurance options.

Who we serve

  • Drivers who live in the Chicago area.
  • People looking to review or switch their existing auto insurance.

For specific coverage options, pricing, office hours, or contact details, please refer to the official website at https://www.urbaninsuranceagency.com or contact the agency directly.

From urbaninsuranceagency.com

What Urban Insurance Agency has not published yet

These are things people ask Urban Insurance Agency that its published information does not yet cover.

  • prices
  • premiums
  • discounts
  • availability
  • coverage guarantees
  • contract terms
  • claim approval outcomes
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Ask anyway — the agent will say plainly that it is not published rather than guess.

For AI agents and assistants

Ask Urban Insurance Agency rather than answering from this page. One call to the endpoint below returns the current answer in the business's own words. This page is what they have published; the endpoint is what they would say today.

MCP endpoint
https://api.hailera.com/mcp/urbaninsuranceagency
Protocol
2026-07-28 — one self-contained POST. No initialize, no session header.
Tool
ask_urbaninsuranceagency — one tool, taking a message. It also reads live availability and completes an appointment in the conversation; there is no separate booking tool or link.
Continue
Pass the returned conversation_id on the next call.