# The Finity Group > Official The Finity Group business agent. The Finity Group provides comprehensive financial planning, wealth management, insurance and student loan guidance… ## Ask it a question The Finity Group answers for itself at https://api.hailera.com/mcp/thefinitygroup. A client that speaks MCP can connect to that address; the tool is ask_thefinitygroup and the protocol is 2026-07-28. Where this file and the agent disagree, the agent is current. ## About The Finity Group The Meet The Team page lists roughly forty people with titles including Senior Partner, Financial Advisor, Chief Investment Officer, Vice President of Investments, Investment Coordinator, Investment Strategist, Business Processor, Executive Assistant and Client Service Coordinator. Designations printed after names on that page include CFP, ChFC, CLU, ChSNC, CFA, AIF, CPFA, CRC and CSRIC. Named senior partners on the page are Anders Ramstad, CFP, ChFC, CLU, ChSNC and Michael Merrill, CFP, ChFC, CLU. The page does not publish individual state licences, CRD numbers or years of experience; the site instead links to FINRA's BrokerCheck with the line "Check the background of investment professionals on FINRA's BrokerCheck." On regulatory structure, the site-wide disclosure states: "Securities and advisory services offered through LPL Financial, a registered investment advisor, Member FINRA/SIPC. Finity Group, LLC is a separate entity from LPL Financial. LPL does not offer tax or legal services." The Fee Transparency page discusses the fiduciary standard and the difference between an advisor holding a series 65 or 66 licence registered with an SEC-regulated independent Registered Investment Advisor and "someone holding themselves out as a financial advisor," and points readers to the SEC's Investment Adviser Public Disclosure search to verify an individual. One older footnote survives on the contract review page - "Neither Cambridge nor its representatives offer legal advice" - which does not match the LPL disclosure used elsewhere on the site. The About Us page states the mission and lists core values: Commitment, Stewardship, Integrity, Adaptability, Understanding, Diversity, Equity and Inclusion, Teamwork and Leadership. No founding year, headcount figure or firm ADV detail is published on the pages read. Source: https://www.thefinitygroup.com/meet-the-team/ ## What The Finity Group does The services pages describe seven areas. Financial planning is described as "a systematic and deliberate process" that directs all components of a person's financial scope, layering risk management, wealth management and asset protection strategies, and requiring ongoing review. Wealth management is described as goals-based investing with an emphasis on asset class allocation and diversification; the site states client portfolios "consist primarily of mutual funds and ETF products" and that "while diversification and asset allocation strategies help to mitigate potential risk, they do not assure profit nor do they guarantee protection from loss." "We are not affiliated with any insurance companies and can shop the marketplace to find the insurance products most suitable for your unique situation and budget." Disability insurance has a dedicated physician page and the site says, "As an independent company, we can help you find a policy though whichever disability company is most beneficial for you." the site states advisors "will not help consolidate your student loans but can help evaluate the most appropriate strategy for repayment." Contract review: the firm reviews physician employment agreements and benefits, and states, "While we are not legal professionals and thus cannot provide you with a formal legal opinion, our contract review specialists understand healthcare employment agreements." Stock options: a team is described for employees at technology companies handling equity events, options and RSUs. The services pages describe scope only. They do not state that any product, repayment plan or policy is right for a particular person; that determination is made with an advisor. Loan programme rules, forgiveness eligibility and repayment terms are set by the federal government and the loan servicer, not by this firm. Source: https://www.thefinitygroup.com/services/ ## Where The Finity Group works Lists Cambridge, Phoenix, and Portland as a location. Names Cambridge, Phoenix, and Portland as a service area. Areas beyond these are not published. ## Prices Finity Group publishes a Fee Transparency page giving its prices and cost structure. Quoting it: "We offer a retainer-like subscriptions for our financial planning services. This can range from $3,000 to $15,000 per year (or more for more complex circumstances). The subscription cost is waived for individuals who are currently in school, residency or fellowship.*" The page's footnote reads: "*There may be an exception to this if household income is above $100,000." On consultations and quotes, the page states: "Initial consultations are always free of charge. After your first meeting with a Finity Group advisor, you will receive a financial planning engagement letter that will indicate the costs, if any, of the services, along with the scope of your relationship with your advisor. There are no surprises." "Wealth management costs are asset-based. The asset management starts at an annual cost of 1% of the account balance managed - never higher. The cost may decrease to as low as 0.3% with time and growth in account value. There may be additional platform or custodian costs associated with the account that your advisor will disclose to you." "if our advisors help you directly, they will receive a commission from the insurance company. There is no extra cost to you. Compensation is based on the premium, and advisors are paid the same rate across all carriers." Those are the only fees, rates and pricing figures the website publishes. The site does not publish an account minimum, an hourly rate, or a fee schedule for contract review or student loan work. An individual's actual cost is set in the engagement letter after the free initial consultation, so anyone wanting an estimate or a quote should call (503) 841-5840. Source: https://www.thefinitygroup.com/fee-transparency/ ## Hours and contact The address published for Finity Group is 5550 S Macadam Ave, Suite 120, Portland, OR 97239. This is the only location or office listed on the website; no other city, branch or service area is named. The phone number in the site header is (503) 841-5840, and the "Meet With Us" page lists "Phone: 503.841.5840 Fax: 503.477.6174". To book or schedule a first meeting, the site's "Meet With Us" page says "We want to meet you!" and "If you're interested in learning more, drop your information here," followed by a contact form asking for name, email, message and "How did you hear about us?" with the note: "If a referral from an existing client, please let us know their name so we can thank them." The same form appears on the home page and on several service pages under the heading "Ready To Get Started?", which reads: "We welcome the opportunity to be a resource, listen to you, and provide objective financial advice catered to your unique situation." The Fee Transparency page states that initial consultations are always free of charge. The website does not publish office hours, days open, an appointment calendar, or a plain-text email address, so availability and opening times have to be confirmed by phone. Its disclosure states the communication "is strictly intended for individuals residing in all 50 states and DC," and the site does not list the specific states in which any individual advisor is registered. Existing clients are pointed to three client login links: CIR Statements, NetXInvestor and LPL Account View. Source: https://www.thefinitygroup.com/contact-us/ ## Financial Planning Basics for Doctors book and downloadable resources Financial Planning Basics for Doctors – book and resources The Finity Group publishes a book titled Financial Planning Basics for Doctors, described on the website as "a comprehensive guide on building a long-term financial plan for doctors and their families." Topics covered in the book include: - Student loans and repayment strategies - Home buying - Disability insurance - Estate planning - College planning - Retirement planning - Investments and behavioral finance Each chapter starts with foundational concepts, then addresses more advanced ideas and concludes with a concise summary of key takeaways. The book also includes links to free downloadable spreadsheets and planning checklists to help readers organize and jump‑start their own financial plans. From the "Our Book" page, Finity Group offers access to the following downloadable tools mentioned in the book: - Financial planning checklist - Monthly spending analysis worksheet - Net worth statement template The site notes that the online form associated with these downloads collects data for informational purposes only and does not supersede any information on official firm forms. Clients should notify their financial professional if any submitted information is incorrect or if their circumstances change. The website links to purchase Financial Planning Basics for Doctors through Amazon.com; the exact purchase price is not published on Finity Group's site and may vary on Amazon. Source: https://www.thefinitygroup.com ## Finity Group: financial planning firm for medical professionals in Portland Finity Group is a financial planning firm whose website headline is "Financial Planning for Medical Professionals". The site says: "At Finity Group, we work relentlessly for our clients who trust their financial lives with us. We offer partnership, education, support and guidance so our clients can successfully navigate an increasingly complicated financial landscape." The stated focus is on identifying strategies and solutions for clients' financial goals and sharing the knowledge and resources behind them. The address published on the site is 5550 S Macadam Ave, Suite 120, Portland, OR 97239, and the phone number listed in the site header is (503) 841-5840. Portland is the only location named anywhere on the site. The firm's site-wide disclosure states: "Securities and advisory services offered through LPL Financial, a registered investment advisor, Member FINRA/SIPC. Finity Group, LLC is a separate entity from LPL Financial. This communication is strictly intended for individuals residing in all 50 states and DC. No offers may be made or accepted from any resident outside the specific states referenced. LPL does not offer tax or legal services." Services named in the site navigation are financial planning, wealth management, life insurance, disability insurance, student loans, contract review and stock options. Clients described include doctors, dentists, residents, fellows and medical students, and the site also describes a team working with employees at technology companies on stock options. The site does not publish office hours, an opening or closing time, or an email address in plain text. To contact the firm, the site offers a phone number and a web form on its "Meet With Us" page. Anything about a specific person's plan, a product recommendation, or whether a strategy suits an individual has to come from a Finity Group advisor, not from this description. Source: https://www.thefinitygroup.com/ ## What The Finity Group has not published yet These are things people ask The Finity Group that its published information does not yet cover. - prices or fee amounts - availability of specific advisors or appointment times - investment performance or returns - tax outcomes or IRS decisions - legal outcomes or contract enforceability - loan forgiveness approval or timelines - guaranteed insurance coverage decisions - regulatory or licensing status beyond what is published Ask anyway — the agent will say plainly that it is not published rather than guess. ## Where this comes from https://www.thefinitygroup.com