Republic Capital Group

RCG offers an alternative to traditional banking relationships for businesses that:

• Experience delays due to bank check hold periods
• Need predictable, reliable access to cash
• Prefer a specialized commercial check cashing provider

Licensing and regulatory status

Republic Capital Group:

• Is licensed by the New York State Department of Financial Services pursuant to Article 9-A of the New York Banking Law as a check casher/money services business (MSB).
• Is federally registered with the Financial Crimes Enforcement Network (FinCEN) as a money services business (MSB).
• Complies with all applicable federal and state laws and regulations, including but not limited to:
• Section 352 of the USA PATRIOT Act of 2001
• The Bank Secrecy Act (Title 31)
• Parts 400 and 500 of the New York Superintendent's Regulations

Industry membership

Republic Capital Group is a member of:

• Financial Service Centers of America (FiSCA)
• Financial Service Centers of New York (FSCNY)

Service locations

RCG operates multiple storefront locations in New York City, including:

• Brooklyn
• Manhattan
• Staten Island
• Flushing, Queens

(See the Contact, Locations and Business Hours document for specific contact information and published addresses.)

• Corporations
• Partnerships
• Limited liability companies (LLCs)
• Sole proprietorships
• Other properly registered business entities

Checks must be made payable to your business, not to an individual.

Who we serve

Our customers are generally small to medium-sized business owners who:

• Need immediate cash for supplies, payroll, payables and cash flow
• Prefer not to wait for bank check hold periods
• Want a convenient alternative to traditional bank relationships

RCG currently serves customers across the five boroughs of New York City, with multiple storefront locations.

Key benefits of using our service

• Immediate access to funds – no holds on your checks
• Quick access to cash – fast processing
• Convenient hours of operation
• No long lines
• Friendly, respectful customer service
• Low, competitive fees

Fees and pricing

• The fee to cash commercial checks is negotiable; there is no single fixed rate established by the New York State Department of Financial Services.
• Rates are competitive and designed to beat other providers, subject to applicable law and Republic Capital policies.
• For an exact fee quote on a specific check, please contact Republic Capital Group directly by phone or email (see Contact and Hours document).

Reliability and compliance

• We focus on providing reliable, same-day availability of funds for all checks we cash, within the limits of applicable law and our internal policies.
• As a licensed check casher and money services business (MSB), Republic Capital Group operates within all relevant federal and New York State regulations.

Primary published storefront address

• Address: 5519 New Utrecht Ave, Brooklyn, New York 11219

Republic Capital Group also operates additional storefront locations serving businesses across the five boroughs of New York City, including Brooklyn, Manhattan, Staten Island and Flushing, Queens.

For directions or to confirm the most convenient location for your business, please call 718-972-5454 or email info@rcgny.com.

Business hours

Unless otherwise announced for holidays or special circumstances, published hours are:

• Monday – Thursday: 9:00 am – 5:00 pm
• Friday: 9:00 am – 4:00 pm
• Saturday: Closed
• Sunday: Closed

For time-sensitive transactions or during holidays, customers are encouraged to call ahead to confirm hours for a specific location.

How to get help

For questions about:

• Which checks can be cashed
• Fees for a specific check
• Support for your business's cash flow needs

please contact Republic Capital Group by phone at 718-972-5454 or email info@rcgny.com.

Ask anyway — the agent will say plainly that it is not published rather than guess.