Phoenix Health Insurance

Independent, local agency

• Family-owned Arizona agency founded in 2008
• 18 locally licensed advisors across two Valley offices
• 10,000+ active policies managed
• Rated 5.0 ★ on hundreds of Google reviews from Arizona families and businesses
• Proudly serves clients in English and Spanish

As an independent, non-captive agency, our agents work for you, not for a single insurance company. We compare plans side by side across many carriers to help you find coverage that fits your doctors, needs, and budget.

Who we serve

Phoenix Health Insurance serves:

• Individuals and families who buy their own coverage
• Arizona employers looking for group health benefits
• Medicare clients (turning 65, already on Medicare, or leaving employer coverage)
• Clients who need life insurance, dental coverage, long-term care, and related protection

What makes us different

• Local, licensed Arizona agents rather than national call centers
• One dedicated advisor who remains your point of contact for questions, claims, and renewals
• Guidance focused on education and clarity, so you understand your options before choosing a plan
• No extra cost to work with us — you pay the same premium you would pay going directly to the carrier

Our locations

Phoenix Health Insurance operates from two Valley offices:

• North Phoenix Headquarters

20823 N Cave Creek Rd, Building B Suite 101 Phoenix, AZ 85024 Phone: (623) 516-8300

• Mesa Office

4455 E Broadway Rd #104 Mesa, AZ 85206 Phone: (480) 300-5420

We also serve clients throughout Arizona by phone, secure video, and email.

A local broker at Phoenix Health Insurance typically:

• Reviews your situation, including doctors, prescriptions, and budget
• Compares plans from many insurance companies side by side
• Explains benefits, networks, and trade-offs in plain language
• Handles enrollment paperwork and helps with online applications
• Remains your contact for questions, claims issues, and renewals

Because we are independent and work with many carriers, our recommendations are built around your needs rather than any single company's sales quota.

What it costs to work with Phoenix Health Insurance

Working with Phoenix Health Insurance does not add any extra cost to your insurance.

• Insurance carriers pay broker commissions directly.
• The commission is already built into the price of the plan.
• You pay the same premium you would pay buying directly from the carrier or through Healthcare.gov.

Quotes, plan comparisons, enrollment assistance, and year-round service are all provided at no separate fee and with no obligation to change plans.

Why use a local broker instead of buying directly online

Using a local broker can offer advantages compared with shopping alone on a website:

• You see plan options from many different carriers instead of only one company.
• A broker can confirm whether your preferred doctors and hospitals are in-network.
• You have a specific person to call if a claim is denied or something is confusing.
• You receive help understanding subsidies, benefit changes, and renewal options.

Since premiums are the same either way, the comparison and support from a broker are effectively a free service to you.

Carriers we work with

Phoenix Health Insurance works with more than 80 insurance carriers, including many well-known companies that serve Arizona. Examples mentioned on the website include:

• Blue Cross Blue Shield of Arizona
• UnitedHealthcare
• Aetna
• Cigna
• Humana

The exact list of carriers and plans available can change over time and varies by location and eligibility.

Independent vs. captive agents

Phoenix Health Insurance operates as an independent agency, not a captive agency.

• An independent broker represents you and can offer plans from many different insurance companies.
• A captive agent represents only one carrier and is limited to that company's products.

Being independent allows Phoenix Health Insurance to shop the broader Arizona market so that recommendations follow your doctors, budget, and needs rather than a single brand's catalog.

Reviewing an existing plan

You do not have to be changing plans to work with us. Phoenix Health Insurance can:

• Review your current plan each year
• Check whether your doctors and prescriptions are still in-network
• Compare your existing coverage against other options on the market

If your current plan is still a strong fit, we will say so directly; the goal is to ensure you understand your options and are not overpaying for coverage that no longer suits you.

Phoenix Health Insurance helps Arizona clients compare and enroll in a wide range of health and life insurance solutions from many different carriers.

Individual and family health insurance

We assist individuals and families who buy their own coverage, including people who are:

• Self-employed
• Between jobs
• Retiring before age 65

Available plan types include:

• Affordable Care Act (ACA) Marketplace plans
• On-Exchange and Off-Exchange options
• Short-term medical plans
• Level-funded and other alternative health plan structures (where suitable)

Group health insurance for employers

For Arizona employers of many sizes, Phoenix Health Insurance helps design and maintain employee benefit packages, including:

• Group medical insurance
• Assistance from your first hire through renewal
• Ongoing support for employees' questions and enrollment changes

Medicare plans and guidance

Phoenix Health Insurance provides guidance on:

• Medicare Advantage (Part C) plans
• Medicare Supplement (Medigap) plans
• Medicare Part D prescription drug coverage

Local agents help you compare options, understand networks and benefits, and review existing Medicare coverage as plans change over time.

Life insurance

The agency assists with life insurance designed to protect loved ones and income, including:

• Term life insurance
• Whole life insurance
• Final expense / burial coverage

Dental and related supplemental coverage

Phoenix Health Insurance can help coordinate:

• Standalone dental insurance
• Vision options (where available)
• Accident plans
• Critical illness plans

These products are often paired with major medical coverage to round out overall protection.

Long-term care, annuities, and retirement-related coverage

For clients thinking ahead about future care and income, agents can assist with:

• Long-term care insurance options
• Annuities and retirement-oriented products

Specific carriers and products available may change over time; recommendations are tailored to each client's needs and eligibility at the time of review.

• The Phoenix metro area
• Scottsdale
• Tempe
• The East Valley
• The West Valley
• Other communities across the state

Agents are licensed across Arizona and can work with you whether you prefer in-person, phone, or virtual appointments.

Office locations

Phoenix Health Insurance operates from two Valley offices.

North Phoenix Headquarters

• Address: 20823 N Cave Creek Rd, Building B Suite 101, Phoenix, AZ 85024
• Phone: (623) 516-8300

Mesa Office

• Address: 4455 E Broadway Rd #104, Mesa, AZ 85206
• Phone: (480) 300-5420

How to contact Phoenix Health Insurance

You can reach the agency in several ways:

• Main phone: (623) 516-8300
• Mesa office phone: (480) 300-5420
• Website: https://www.phxhealthinsurance.com
• Online quote request: "Get a Free Quote" forms available on the website connect you with a local agent.

Individual agents may also list direct phone numbers or email addresses on their profile pages; those contacts reach that specific local advisor.

Appointments and office hours

Phoenix Health Insurance offers:

• In-person appointments at the North Phoenix and Mesa offices (by appointment)
• Phone, secure video, and email consultations for clients anywhere in Arizona

Specific walk-in office hours are not listed on the website. Clients should call or contact the agency to confirm current availability and schedule a time to meet with an agent.

Lists Mesa, Phoenix, Scottsdale, Tempe, and North Salt Lake as a location. Names Arizona, Maspeth, and Phoenix as a service area. Areas beyond these are not published.

Ask anyway — the agent will say plainly that it is not published rather than guess.