Max J. Pollack and Sons Insurance

Max J. Pollack and Sons Insurance is a third-generation, family-owned independent insurance brokerage founded in 1936.

• Independent agency representing multiple insurance carriers
• Based in Brooklyn, New York
• Serving individuals, families, and businesses
• Focused on clear explanations without unnecessary insurance jargon
• Providing guidance before, during, and after your policy is issued

Service area

The agency serves clients:

• Throughout Brooklyn
• Across the five boroughs of New York City
• More broadly across New York State and the greater New York City area

How we help

Max J. Pollack and Sons Insurance helps clients:

• Compare insurance options from multiple carriers
• Understand policy limits, deductibles, and exclusions
• Align coverage with property, business operations, and long-term goals
• Navigate renewals, updates, and claims with ongoing support

Contact details

• Location: Brooklyn, NY 11215 (serving the surrounding areas)
• Phone: (718) 624-1461
• Email: info@maxpollackinsurance.com

For directions, office hours, or to schedule a conversation, contact the agency directly by phone or email.

Information to have ready

For personal insurance quotes, it is helpful to have:

• Your current policy (if you have one)
• Property or vehicle details
• Any recent claims information

For business insurance quotes, it is helpful to provide:

• A description of your operations and services
• Business locations
• Payroll or staffing information
• Current insurance documents, if available

How to request a quote

You can request a quote or policy review by:

• Contacting the agency by phone or email
• Submitting a request through the website

The team then reviews your information and compares options from multiple carriers.

Response times

• The agency aims to respond to inquiries within one business day.
• The time needed to generate a quote depends on the type of coverage and details required, but the team works to keep the process straightforward and timely.

If your request is time-sensitive, calling the office is recommended so they can prioritize assistance.

Policy reviews and coverage guidance

How coverage needs are evaluated

The agency typically:

• Reviews your property, vehicles, and liability exposures
• Discusses your goals and risk tolerance
• Evaluates your current coverage (if any)
• Identifies potential gaps or overlaps in protection

From there, they recommend coverage options, limits, and deductibles tailored to your situation.

How often to review your policy

• Policies should generally be reviewed at least once a year.
• Reviews are especially important when your circumstances change—for example, after business growth, renovations, new locations, or major purchases.

The agency can review your existing policies and recommend adjustments as needed.

Working with an independent agency

As an independent agency, Max J. Pollack and Sons Insurance:

• Works with multiple insurance carriers
• Helps you compare coverage options and key differences between policies
• Explains coverage and pricing in clear, straightforward terms

This allows the agency to focus on matching coverage to your needs rather than selling a single carrier's products.

Ongoing service and claims support

After your policy is issued, the agency remains a point of contact for:

• Policy changes and updates
• Renewals and renewal planning
• Certificates of Insurance (COIs) for businesses
• General questions about coverage

If you experience a covered loss, the team can help you navigate the claims process with:

• Guidance on how to report the claim to the carrier
• Clarification of coverage terms and next steps, where possible
• Ongoing communication support as the claim progresses

Certificates of Insurance (COIs)

For business clients, the agency can:

• Provide Certificates of Insurance that summarize active policy details and limits
• Help you understand when and why COIs are required by landlords, clients, or project owners

What is not determined by the agency alone

Some aspects of coverage—such as eligibility, pricing, and final policy terms—are decided by the insurance carriers and applicable laws or regulations. The agency's role is to:

• Help you present accurate information to carriers
• Explain your options clearly
• Assist you in making informed decisions based on carrier offers

For specific questions about pricing, availability of coverage, or claim outcomes, the agency can help you contact your carrier or review carrier documentation.

As an independent brokerage, the agency compares coverage from multiple carriers to help protect business property, operations, employees, and liability exposures.

Core business insurance solutions

Business insurance (property and liability)

Customized business insurance can help protect:

• Buildings and business property
• Equipment, inventory, furniture, and fixtures
• Certain types of business interruption and related risks (where included by the policy)
• General liability exposures associated with your operations (subject to policy terms)

Commercial property insurance

Commercial property policies are typically arranged to protect:

• Buildings owned or leased by the business
• Equipment, inventory, furniture, and fixtures

Coverage can be tailored to the specific assets and locations your business depends on.

General liability insurance

General liability coverage is often used to help protect against:

• Certain third-party bodily injury claims
• Certain property damage claims
• Some types of personal and advertising injury claims (where included by the policy)

New York State does not require general liability coverage for all businesses by law, but landlords and licensing authorities often require proof of coverage.

Professional liability insurance

Professional liability coverage is generally recommended for businesses that provide specialized advice or professional services for a fee.

It can help defend against certain claims alleging errors, omissions, or professional negligence, subject to policy terms and conditions.

Commercial umbrella insurance

A commercial umbrella policy can provide an extra layer of liability protection above underlying business policies, helping protect against large or catastrophic claims when underlying limits are exhausted.

Employer-related coverages

Workers' compensation insurance

The agency helps businesses navigate New York State Workers' Compensation requirements by arranging coverage that is designed to:

• Help protect employees if they are injured or become ill in the course of employment
• Help protect employers by supporting compliance with state regulations

Statutory disability coverage

New York State generally requires employers to carry short-term disability coverage in addition to workers' compensation. This coverage can provide partial wage replacement for off-the-job injuries or illnesses, subject to state rules and policy terms.

Home-based and small businesses

Standard homeowners policies typically exclude most commercial liabilities and business equipment. Home-based operations usually need:

• A specific endorsement to a homeowners policy, or
• A separate commercial policy

The agency can review your situation and recommend an approach that aligns with your operations and risk profile.

Getting started with commercial coverage

For a commercial insurance quote or policy review, businesses are typically asked to share:

• A description of operations and services
• Business locations
• Payroll or staffing information
• Current insurance policies, if any

The agency then reviews existing coverage, identifies gaps, compares carrier options, and recommends coverage aligned with your goals and risk tolerance.

As an independent agency, they compare options from multiple insurance carriers to help you find coverage that fits your property, lifestyle, and long-term goals.

Types of personal insurance

Homeowners, condo, and co-op insurance

Coverage designed to help protect:

• Houses, condominiums, and co-op units
• Personal belongings
• Personal liability exposures

Policies are tailored to New York building types and local regulations.

Renters insurance

Coverage for renters living in apartments or other leased homes, generally focused on:

• Personal belongings
• Personal liability

Auto insurance

Auto insurance solutions designed for driving in New York City, including:

• Coverage for damage to your vehicle (where included in the policy)
• Liability protection related to accidents and injuries (subject to policy terms)

Umbrella liability insurance

Umbrella policies can provide additional liability protection above underlying home and auto policies, often considered when you have higher assets or increased liability exposure.

Investment property insurance

Coverage for:

• Rental properties
• Secondary residences and certain other investment properties

Policies are arranged to help protect buildings, liability exposures, and eligible rental income, subject to carrier terms and underwriting.

How personal insurance is tailored

When reviewing or arranging personal insurance, the agency considers:

• The type and location of your residence
• Your belongings and liability exposures
• Your vehicles and driving patterns
• Your overall goals and tolerance for risk

They then recommend coverage options, limits, and deductibles designed to align with your situation.

Getting started

To discuss personal insurance or request a review of an existing policy, contact the agency by phone or email or request a quote through their website. The team will review your information, compare carrier options, and follow up with recommendations.

Ask anyway — the agent will say plainly that it is not published rather than guess.