Kovar Law Group

• Focus areas: personal injury, estate planning, and probate law.
• Offices in St. Petersburg and Orlando, serving clients in the St. Petersburg and Orlando Metro Areas and throughout Florida.
• Emphasis on honest, direct and straightforward communication.
• Thousands of cases resolved successfully for clients.
• Over 10 years representing clients in personal injury and probate matters.

Philosophy and Approach

• Of the people, not above the people – the firm aims to be accessible and down‑to‑earth while delivering high‑quality legal work.
• Personalized attention on every case rather than a high‑volume approach.
• Focus on building strong client relationships through clear communication and practical, results‑oriented strategies.
• Commitment to fairness, justice and victory while treating each case as a significant event in the client's life.

Key Attorneys

• Jay Kovar – Owner and Managing Attorney
• Personal injury attorney with over ten years of experience.
• Background in finance, construction and business consulting, which he uses to inform his legal strategy and case evaluation.
• Wesley (Wes) Dunaway – Of Counsel
• Background in computer science, finance and law.
• Focuses his practice on probate administration, estate planning, probate and trust litigation, and real estate matters throughout Florida.

Typical Clients

• Individuals and families injured in accidents who need guidance pursuing compensation.
• Individuals and families who want to create or update an estate plan (wills, trusts and related documents).
• Personal representatives, beneficiaries, heirs and other parties involved in probate or estate disputes in Florida.

Initial Contact

• Prospective clients are encouraged to contact the firm for a consultation to discuss their situation and potential legal options.
• The firm highlights personal interaction with an actual attorney during consultations.

• Creation and updating of estate planning documents tailored to the client's circumstances.
• Advice on protecting assets and minimizing the impact of taxes, court costs and certain fees.
• Coordination of documents so that medical, financial and family decisions are clearly addressed.

Common Estate Planning Documents

According to the firm's website, a typical estate plan may include:

• Revocable Living Trust – provides instructions for management and distribution of assets during life and after death.
• Last Will and Testament – states how assets should be distributed after death and identifies a personal representative; may designate guardians for minor children.
• Living Will – states wishes regarding life‑prolonging procedures and end‑of‑life decisions.
• Designation of Health Care Surrogate – appoints someone to make health‑care decisions if you are unable to do so.
• Declaration Naming Preneed Guardian – names who should serve as guardian if a court determines a guardian is needed.
• HIPAA Authorization – allows designated individuals to access medical information.
• Durable Power of Attorney – authorizes a trusted person to handle specified financial and legal matters if you cannot.

The specific documents recommended depend on each client's goals, family situation and assets.

Key Roles in an Estate Plan

The firm's materials describe several important roles that may be named in an estate plan:

• Personal Representative – responsible for administering the estate after death, paying valid creditor claims, filing any required tax returns and distributing assets to beneficiaries.
• Trustee – manages trust assets and makes distributions according to the trust's terms when a trust is part of the plan.
• Health Care Surrogate – makes medical decisions if you are unable to make them yourself.
• Guardian for Minor Children – takes responsibility for minor children if both parents pass away (if this is provided for in the plan).

Frequently Addressed Questions

What is estate planning?

The firm describes estate planning as the process of creating documents that protect you and your loved ones if you become ill or after you pass away.

What is the difference between a will and an estate plan?

A will is one component of an estate plan. A comprehensive estate plan usually includes a will plus additional documents that address medical decisions, incapacity, asset management and other issues.

What should an estate plan include?

The contents of an estate plan vary by person, but the firm notes that a typical plan may include:

• Revocable living trust.
• Last will and testament.
• Living will.
• Designation of health care surrogate.
• Declaration naming preneed guardian.
• HIPAA authorization.
• Durable power of attorney.

How do I get started?

Prospective estate planning clients are invited to contact Kovar Law Group to speak with an attorney about their goals, family circumstances and assets, and to receive guidance on an appropriate plan.

Kovar Law Group represents individuals who have been injured in accidents and other personal injury situations in Florida.

Personal Injury Representation

• Handles personal injury matters with the goal of obtaining fair compensation for injured clients.
• Investigates cases, deals with insurance companies and, when necessary, litigates claims.
• Emphasizes personalized attention, communication and strategic advocacy.

Prospective clients who have been injured in an accident are encouraged to contact the firm promptly to discuss their situation and potential claims.

What to Do After an Accident in Florida (From the Firm's Materials)

The firm's website describes several general steps to consider after an accident. These are informational points drawn from the website and are not a substitute for individual legal advice:

1. Get to a safe location – If possible, move vehicles out of active traffic or use hazard lights, and remain at the scene until it is appropriate to leave.
2. Check on all parties and seek medical help – Check drivers, passengers and pedestrians, and obtain medical attention for anyone who needs it. Do not move someone with suspected neck or back injuries until qualified medical help arrives.
3. Call the police when required – Contact law enforcement when there is significant property damage, physical injury or death. A police report can be important for determining fault and dealing with insurers.
4. Exchange information – Collect names, contact details, license plate numbers, insurance information, vehicle details, the accident location and identifying information for any responding officers and witnesses.
5. Be careful what you say – The website notes that apologizing or admitting fault at the scene can affect your claim. The firm's content suggests providing factual information and allowing investigators and insurers to determine fault.
6. Seek prompt medical attention – Even if you feel fine, the materials emphasize seeing a doctor quickly, as some symptoms may appear later. Prompt treatment can affect both health and documentation of injuries.
7. Notify your insurance company – Inform your insurer about the accident and your injuries, provide truthful information and cooperate with the claim process.
8. Document treatment and effects – The firm recommends tracking medical treatments, providers, reports, bills and how injuries affect daily life and work.
9. Preserve evidence – Taking photographs of vehicle damage, the scene and visible injuries can help document the incident.
10. Obtain a damage valuation – Insurance adjusters and, if desired, independent evaluators may assess vehicle damage.
11. Consult an experienced attorney – The site encourages injured individuals to contact an experienced personal injury attorney to help protect their rights and pursue compensation.

Personal Injury Protection (PIP) – From the Website

The firm's materials describe key points about Florida Personal Injury Protection (PIP) coverage, including:

• PIP is a form of no‑fault auto insurance intended to provide up to a statutory limit in immediate medical coverage and certain lost wages after an auto accident, regardless of who is at fault, subject to legal requirements and limits.
• Medical care for auto‑accident injuries generally must be sought within a specific time frame under Florida law in order to access full PIP benefits.
• Certain types of providers may deliver initial care under PIP.
• The level of PIP benefits available can depend on whether a qualifying emergency medical condition is diagnosed by an appropriate provider, as defined by Florida statute.
• PIP does not cover all losses, especially non‑economic damages such as pain and suffering; additional claims may be pursued against at‑fault parties where permitted by law.

Callers should consult directly with Kovar Law Group or another qualified attorney for current, case‑specific advice about PIP.

Uninsured/Underinsured Motorist (UM) Coverage – From the Website

The website discusses the importance of UM coverage in Florida and notes that:

• A significant percentage of Florida drivers may have no bodily‑injury liability insurance.
• UM coverage can help pay for certain damages when an at‑fault driver has no bodily‑injury coverage or inadequate coverage.
• UM coverage may address medical expenses, wage loss and certain non‑economic damages not fully covered by PIP or other insurance, subject to policy terms and Florida law.
• Florida law requires insurers to offer UM coverage when issuing a policy that includes liability coverage unless it is properly rejected by a named insured.

Anyone with questions about whether they have UM coverage or how it applies in a particular situation should speak with an attorney or their insurance professional.

Consultations

The firm's personal injury content invites individuals with accident‑related questions to contact Kovar Law Group for a free initial consultation and legal guidance.

Kovar Law Group offers legal services in three main practice areas: personal injury, estate planning and probate law.

Personal Injury

Kovar Law Group represents individuals who have been injured due to the negligence or wrongful conduct of others.

Focus and Approach

• Experience handling thousands of personal injury cases.
• Goal of maximizing compensation to support a smoother recovery process.
• Emphasis on:
• Careful case evaluation.
• Strategic litigation when needed.
• Negotiation with insurance companies.
• Compassionate, client‑focused representation.

Example Personal Injury Topics the Firm Addresses

• What to do after being injured in an accident in Florida.
• The importance of prompt medical attention and documentation.
• The role of Personal Injury Protection (PIP) in Florida auto cases.
• The value of Uninsured/Underinsured Motorist (UM) coverage.

For specific case types (for example, auto accidents or other incidents), callers should confirm directly with the firm whether Kovar Law Group handles their particular situation.

Estate Planning

Kovar Law Group provides estate planning services for individuals and families in the St. Petersburg and Orlando Metro Areas and throughout Florida.

Goals of Estate Planning

• Protecting you and your loved ones in the event of illness or death.
• Ensuring your wishes are followed regarding medical care and asset distribution.
• Reducing the burden on family members.
• Minimizing the impact of taxes, court costs and certain fees.

Typical Estate Planning Tools

While every plan is customized, the website describes a typical plan as potentially including:

• Revocable living trust.
• Last will and testament.
• Living will.
• Designation of health care surrogate.
• Declaration naming a preneed guardian.
• HIPAA authorization.
• Durable power of attorney.

The firm also assists with planning for the care of pets through pet‑related provisions or trusts.

Probate Law

Kovar Law Group assists clients with probate and related disputes across Florida.

Probate Services Highlighted

• Guiding personal representatives, beneficiaries, trustees, heirs and families through probate administration.
• Navigating contested estates and probate or trust litigation.
• Working to uphold the decedent's wishes while complying with Florida law.
• Using organized, detail‑oriented processes to reduce stress and avoid unnecessary mistakes.

The firm's probate practice ranges from routine administration to complex, disputed matters.

St. Petersburg Office

• Address: 1045 9th Avenue North, St. Petersburg, FL 33705
• Phone: 727-827-7777

Orlando Office

• Address: 111 N. Orange Ave., Suite 800, Orlando, FL 32801
• Phone: 407-603-6652

General Contact

• Main phone numbers:
• St. Petersburg: 727-827-7777
• Orlando: 407-603-6652
• Email: info@kovarlawgroup.com

Prospective clients are encouraged to call the office that is most convenient for them or use the contact form on the website to request a consultation.

Office Hours

• St. Petersburg office working hours (from the website):
• Monday to Saturday: 9:00 a.m. to 5:00 p.m.
• Orlando office working hours:
• The website does not list specific office hours for the Orlando location. Callers should contact the Orlando office directly to confirm current hours and appointment availability.

Service Areas

• The firm states that it serves clients in the St. Petersburg and Orlando Metro Areas and handles matters throughout Florida in its practice areas (personal injury, estate planning and probate).

For any question not answered in these documents, callers should contact Kovar Law Group directly by phone or through the website's contact form.

According to the firm's website, Kovar Law Group:

• Guides personal representatives, beneficiaries, heirs and other interested parties through the Florida probate process.
• Helps with tasks such as validating a will, addressing creditor claims, handling required tax filings and distributing assets in accordance with the will and Florida law.
• Works to minimize stress for families by using organized, detail‑oriented procedures.

Probate and Trust Litigation

• Represents clients in contested probate and trust matters, including disputes over wills, estates and fiduciary conduct.
• Defends and advises personal representatives and trustees facing questions or challenges regarding their decisions.
• Seeks practical resolutions while protecting client rights and honoring the decedent's intentions where consistent with law.

Related Real Estate and Estate Issues

The firm notes that its lawyers have experience with real estate and financial matters that often intersect with probate, such as:

• Property held in an estate or trust.
• Title or ownership issues that must be resolved as part of an estate.
• Coordination between estate planning documents and later probate administration.

Who the Firm Helps in Probate Matters

Examples of people the firm may represent in probate‑related matters include:

• Personal representatives (executors).
• Beneficiaries and heirs.
• Trustees and trust beneficiaries.
• Families seeking guidance after the death of a loved one.

Prospective probate clients are encouraged to contact Kovar Law Group to discuss their situation and possible next steps.

Ask anyway — the agent will say plainly that it is not published rather than guess.