# Insurance Navy Brokers > Official Insurance Navy Brokers business agent. Insurance Navy Brokers is an independent insurance broker that provides affordable auto, SR-22, home… ## Ask it a question Insurance Navy Brokers answers for itself at https://api.hailera.com/mcp/insurancenavy. A client that speaks MCP can connect to that address; the tool is ask_insurancenavy and the protocol is 2026-07-28. Where this file and the agent disagree, the agent is current. ## About Insurance Navy Brokers Insurance Navy Brokers – company overview What Insurance Navy does - Independent insurance broker specializing in non-standard auto insurance. - Helps customers compare quotes from multiple insurance companies and find policies that fit their budget and risk profile. - Offers auto, SR-22, homeowners, renters, roadside assistance and other personal and business insurance products. How Insurance Navy serves customers - In person: at more than 35 storefront locations. - By phone: through a customer service and sales call center. - Online: at https://www.insurancenavy.com for quotes, policy management and information. - Languages: many offices have bilingual agents who speak English and Spanish. Service areas Insurance Navy sells products in multiple states, including: - Illinois - Indiana - Wisconsin - Texas - California - Georgia - Nevada - Ohio - Pennsylvania - Tennessee Specific products and requirements can vary by state. Mission Insurance Navy focuses on educating and assisting customers with their insurance needs by providing options and coverage regardless of their level of risk. The goal is to make being covered straightforward and affordable. Headquarters and main contact - Headquarters address: 10338 S Harlem Ave, Palos Hills, IL 60465 - Main customer service phone: 888-949-6289 - Customer service email: customerservice@insurancenavy.com - Website: https://www.insurancenavy.com Source: https://www.insurancenavy.com ## Where Insurance Navy Brokers works Lists Tuscaloosa, Duncan, Mission, Palos Hills, and Harlem as a location. Names California, Georgia, Illinois, Indiana, Nevada, Ohio, Pennsylvania, and Tennessee as a service area. Areas beyond these are not published. ## Hours and contact Insurance Navy serves Palos Hills, Illinois drivers and residents through local offices. S. Harlem Avenue office – Palos Hills, IL - Address: 10338 S. Harlem Avenue, Palos Hills, IL 60465 - Location details: Located on S Harlem Ave next to the Dunkin' Donuts. - Phone: 708-237-0404 - Fax: 708-237-0444 - Languages: English, Spanish - Parking: Parking lot Office hours – S. Harlem Avenue - Monday: 8:00 AM – 9:00 PM - Tuesday: 8:00 AM – 9:00 PM - Wednesday: 8:00 AM – 9:00 PM - Thursday: 8:00 AM – 9:00 PM - Friday: 8:00 AM – 9:00 PM - Saturday: 8:00 AM – 9:00 PM - Sunday: 10:00 AM – 6:00 PM W 103rd St office – Palos Hills, IL - Address: 7229 W 103rd St, Palos Hills, IL 60465 - Location details: Located on W 103rd St next to the Shell station. - Phone: 708-233-4849 - Fax: 708-907-5843 Office hours – W 103rd St - Sunday: Closed Note: Only Sunday hours are listed on the source page for the W 103rd St office. For the most up-to-date weekday and Saturday hours, customers should call the office directly. Source: https://www.insurancenavy.com ## Auto and vehicle insurance products Insurance Navy offers a range of vehicle-related insurance products. Availability and requirements can vary by state. Standard car insurance - Liability, collision, comprehensive, uninsured/underinsured motorist and medical payments coverage options. - Policies available for standard, non-standard and high-risk drivers. - Minimum liability limits follow each state's requirements (for example, Illinois 25/50/20; Texas 30/60/25). - Multi-car and bundling discounts may apply depending on the carrier. SR-22 insurance - Specializes in SR-22 certificates (proof of financial responsibility) for high-risk drivers. - SR-22 is typically required after violations such as DUIs, driving without insurance, or multiple serious traffic tickets. - Certificates are filed electronically with the state through partnered carriers. - SR-22 requirements and filing periods vary by state. Motorcycle insurance - Coverage options can include liability, collision, comprehensive and accessory coverage. - May cover theft, vandalism, custom parts and riding gear. - Some carriers may offer seasonal or storage discounts. Classic car insurance - Designed for qualifying older or collector vehicles. - Often uses agreed value coverage instead of standard actual cash value. - May include coverage for spare parts, restoration and show or exhibition transport. - Some policies can have mileage or storage requirements. Watercraft insurance - Coverage for boats, jet skis, pontoon boats and other personal watercraft (where available). - Options can include hull damage, liability, towing and trailer coverage. Roadside assistance - 24/7 roadside assistance can be added to eligible auto or motorcycle policies (where available). - Typical services include: - Towing - Flat tire changes - Jump starts - Lockout assistance - Emergency fuel delivery Source: https://www.insurancenavy.com ## Business, landlord and commercial auto insurance Insurance Navy offers several products for small businesses, landlords and commercial drivers. Availability and limits vary by state and carrier. General business insurance - Coverage options can include: - General liability (for certain third-party injuries or property damage claims) - Commercial property (for covered buildings, equipment and inventory) - Business owner's policies (BOPs) that combine property and liability - Workers compensation where available and required - Serves a variety of small businesses such as restaurants, retail shops, contractors, salons and more. Landlord insurance - Lessors risk only (LRO) and dwelling fire (DP-3) style policies for landlords. - Can cover the building structure, certain liability claims if a tenant is injured on the property and loss of rental income when a covered event makes the property uninhabitable. - Does not cover tenants' personal belongings; tenants generally need their own renters insurance. Commercial auto insurance - Coverage options can include liability, collision, comprehensive and hired/non-owned auto coverage. - Available for a range of business vehicles, including delivery vans, work trucks and company cars. - Can insure fleets of various sizes. - State minimum liability requirements apply, and higher limits (such as 100/300 or above) may be available. Rideshare insurance - Designed for drivers using platforms such as Uber or Lyft. - Personal auto policies typically do not cover driving while the app is active. - Rideshare products can help fill coverage gaps between personal auto and the platform's own coverage. - Options may include a rideshare endorsement or a dedicated commercial rideshare policy, depending on needs and eligibility. Source: https://www.insurancenavy.com ## Home, renters and personal protection insurance Insurance Navy offers property and personal protection products in select states. Availability and exact coverage options vary by state and carrier. Homeowners insurance (HO-3) - Covers the home, personal belongings, personal liability and additional living expenses if the home becomes uninhabitable due to a covered loss. - Typical covered risks can include fire, wind, hail, lightning, theft and vandalism. - Flood and earthquake coverage usually require separate policies. - Deductible options generally range from lower to higher amounts; higher deductibles usually mean lower premiums. Renters insurance (HO-4) - Covers personal belongings inside a rented home or apartment. - Includes liability coverage (commonly within ranges such as $100,000–$300,000, depending on the policy). - Can cover theft, certain types of water damage, smoke damage from a fire and vandalism, subject to policy terms. - Some landlords in states like Illinois and Texas commonly require renters insurance. Telemedicine insurance - Provides access to licensed medical providers by phone or video. - Intended for non-emergency medical consultations, prescription-related questions and certain mental health discussions, depending on the plan. - Exact coverage, limitations and pricing depend on the specific product selected. Pet insurance - Helps reimburse eligible veterinary costs when a covered pet becomes sick or injured, subject to policy limits. - Coverage and reimbursement percentages vary by carrier and plan. Life insurance - Offers term and whole life options (coverage amounts and terms vary by product and underwriting). - Intended to help beneficiaries with expenses such as debts, living costs or other financial needs after the insured's death. Mexico auto insurance - Designed for drivers traveling into Mexico, where separate liability insurance is required. - Can provide liability and other coverages while driving in Mexico, depending on the policy. - Typically used by customers in border states who drive across the border. Source: https://www.insurancenavy.com ## What Insurance Navy Brokers has not published yet These are things people ask Insurance Navy Brokers that its published information does not yet cover. - prices, premiums, fees or discounts for any policy or servic - policy availability, eligibility or approval decisions - guaranteed coverage approval or same-day binding - guaranteed claim outcomes, payout amounts or timeframes - exact coverage start dates, processing times or filing speed - specific contractual terms, cancellation fees or penalties Ask anyway — the agent will say plainly that it is not published rather than guess. ## Where this comes from https://www.insurancenavy.com/locations/il/palos-hills/