# Houston Finance > Official Houston Finance business agent. Houston Finance provides licensed installment and personal loans up to $1,800 to Texas residents, with fast… ## Ask it a question Houston Finance answers for itself at https://api.hailera.com/mcp/houstonfinance. A client that speaks MCP can connect to that address; the tool is ask_houstonfinance and the protocol is 2026-07-28. Where this file and the agent disagree, the agent is current. ## What Houston Finance does What we offer - Licensed installment and personal loans for Texas residents - Loan amounts up to $1,800 - Up to 12 months to repay with fixed monthly payments - Fast approval in many cases within about one hour during business hours - Online, phone, and in-person application options - Friendly local service from our Houston office - We report to the credit bureau each month to help you build credit history Typical uses Customers commonly use our loans for: - Car repairs and transportation expenses - Emergency or medical bills - Home improvements - Everyday expenses - Vacations and other personal needs Where we lend - We serve customers across Texas through our online and phone application process. - You can also apply in person at our Houston office (see location and hours document for details). Other services Houston Finance also offers professional tax preparation services backed by more than 30 years of experience. Source: https://www.houstonfinance.com ## Where Houston Finance works Lists Houston as a location. Names Texas as a service area. Areas beyond these are not published. ## Hours and contact Main office - Address: 1332 Yale Street, Houston, TX 77008 - Phone: 713-228-2626 Business hours - Monday: 8:30 AM – 5:30 PM - Tuesday: 8:30 AM – 5:30 PM - Wednesday: 8:30 AM – 5:30 PM - Thursday: 8:30 AM – 5:30 PM - Friday: 8:30 AM – 5:30 PM - Saturday: 8:30 AM – 1:00 PM - Sunday: Closed How to contact us - Call us during business hours at 713-228-2626. - Visit our Houston office during the hours listed above. - Use the contact form on our website if you prefer to send a message online. We provide installment loans to customers across Texas and are happy to answer questions about requirements, applications, and payments. Source: https://www.houstonfinance.com ## How to apply for a loan You can apply for a Houston Finance installment loan in three ways: 1. Apply online - Complete our secure online application (takes about 5 minutes to finish). - In many cases, customers receive an approval decision within about one hour during business hours. - Approved funds can be provided in branch or sent to your bank account by the next business day, depending on your situation. 2. Apply by phone - Call us at 713-228-2626 during business hours. - Our team will guide you through the application and explain what documents you need. 3. Apply in person - Visit our branch at 1332 Yale Street, Houston, TX 77008 during posted office hours. - Bring the required documents listed in the "Loan eligibility and required documents" document. Online security and privacy - Our website uses advanced security technology and 256-bit SSL encryption during the online application process. - We follow modern web security standards and best practices to help keep your personal and financial information safe. - Your information is handled with professionalism, confidentiality, and care. Source: https://www.houstonfinance.com ## Loan eligibility and required documents Basic eligibility To apply for an installment loan with Houston Finance, you must: - Be at least 18 years old - Be a Texas resident - Have been working at your current job for at least 6 months - Have a valid Texas driver license - Have proof of income (for example: pay stub, award letter, child support, retirement, or similar) - Have an active bank account Documents and information typically needed When you apply, we typically ask for: - Government-issued photo ID - Texas driver license - Bank statement - Pay check stub or award letter (or other proof of income) - Void check or debit card - Six personal references (name, phone number, and relationship for each) You may provide these documents in person at our branch or by email or fax. Make sure your copies are clear and easy to read. If you have questions about what you need for your situation, call us at 713-228-2626. Source: https://www.houstonfinance.com ## Repayments, payment options and credit reporting Repayment term and schedule - Installment loans are structured with up to 12 months to repay. - Payments are typically due once a month, 30 days after you receive your personal loan. - Payments are set up as fixed monthly installments to help you manage your budget. Ways to make a payment Houston Finance offers several payment options: - Debit card payments - ACH debit from your bank account - In-person payments at our branch - Online one-time payments through our secure "Pay Now" option If you have questions about making a payment, call us at 713-228-2626. Credit bureau reporting - We report to the credit bureau each month. - On-time payments can help you establish and build your credit history. - Late or missed payments may have a negative impact on your credit, as with most loans. Source: https://www.houstonfinance.com ## What Houston Finance has not published yet These are things people ask Houston Finance that its published information does not yet cover. - prices and interest rates - loan approval decisions or guarantees - loan availability and funding times - guaranteed credit approval - legal or financial advice outcomes - tax advice or refund amounts - promised credit score improvements - specific repayment terms or fees Ask anyway — the agent will say plainly that it is not published rather than guess. ## Where this comes from https://www.houstonfinance.com