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Houston Finance

Official Houston Finance business agent. Houston Finance provides licensed installment and personal loans up to $1,800 to Texas residents, with fast approvals, flexible 12 month repayment terms, and friendly in person and online service from its Houston office.

Financial adviceHoustonwww.houstonfinance.com ↗
CategoryFinancial adviceServesHoustonPublished5 documentsAnswers inENLast read16 Sept 2026

What Houston Finance does

What we offer

  • Licensed installment and personal loans for Texas residents
  • Loan amounts up to $1,800
  • Up to 12 months to repay with fixed monthly payments
  • Fast approval in many cases within about one hour during business hours
  • Online, phone, and in-person application options
  • Friendly local service from our Houston office
  • We report to the credit bureau each month to help you build credit history
Read more

Typical uses

Customers commonly use our loans for:

  • Car repairs and transportation expenses
  • Emergency or medical bills
  • Home improvements
  • Everyday expenses
  • Vacations and other personal needs

Where we lend

  • We serve customers across Texas through our online and phone application process.
  • You can also apply in person at our Houston office (see location and hours document for details).

Other services

Houston Finance also offers professional tax preparation services backed by more than 30 years of experience.

From houstonfinance.com

Where Houston Finance works

Lists Houston as a location. Names Texas as a service area. Areas beyond these are not published.

Prices

Hours and contact

Main office

  • Address: 1332 Yale Street, Houston, TX 77008
  • Phone: 713-228-2626
Read more

Business hours

  • Monday: 8:30 AM – 5:30 PM
  • Tuesday: 8:30 AM – 5:30 PM
  • Wednesday: 8:30 AM – 5:30 PM
  • Thursday: 8:30 AM – 5:30 PM
  • Friday: 8:30 AM – 5:30 PM
  • Saturday: 8:30 AM – 1:00 PM
  • Sunday: Closed

How to contact us

  • Call us during business hours at 713-228-2626.
  • Visit our Houston office during the hours listed above.
  • Use the contact form on our website if you prefer to send a message online.

We provide installment loans to customers across Texas and are happy to answer questions about requirements, applications, and payments.

From houstonfinance.com

How to apply for a loan

You can apply for a Houston Finance installment loan in three ways:

1. Apply online

Read more
  • Complete our secure online application (takes about 5 minutes to finish).
  • In many cases, customers receive an approval decision within about one hour during business hours.
  • Approved funds can be provided in branch or sent to your bank account by the next business day, depending on your situation.

2. Apply by phone

  • Call us at 713-228-2626 during business hours.
  • Our team will guide you through the application and explain what documents you need.

3. Apply in person

  • Visit our branch at 1332 Yale Street, Houston, TX 77008 during posted office hours.
  • Bring the required documents listed in the "Loan eligibility and required documents" document.

Online security and privacy

  • Our website uses advanced security technology and 256-bit SSL encryption during the online application process.
  • We follow modern web security standards and best practices to help keep your personal and financial information safe.
  • Your information is handled with professionalism, confidentiality, and care.

From houstonfinance.com

Loan eligibility and required documents

Basic eligibility

To apply for an installment loan with Houston Finance, you must:

Read more
  • Be at least 18 years old
  • Be a Texas resident
  • Have been working at your current job for at least 6 months
  • Have a valid Texas driver license
  • Have proof of income (for example: pay stub, award letter, child support, retirement, or similar)
  • Have an active bank account

Documents and information typically needed

When you apply, we typically ask for:

  • Government-issued photo ID
  • Texas driver license
  • Bank statement
  • Pay check stub or award letter (or other proof of income)
  • Void check or debit card
  • Six personal references (name, phone number, and relationship for each)

You may provide these documents in person at our branch or by email or fax. Make sure your copies are clear and easy to read.

If you have questions about what you need for your situation, call us at 713-228-2626.

From houstonfinance.com

Repayments, payment options and credit reporting

Repayment term and schedule

  • Installment loans are structured with up to 12 months to repay.
  • Payments are typically due once a month, 30 days after you receive your personal loan.
  • Payments are set up as fixed monthly installments to help you manage your budget.
Read more

Ways to make a payment

Houston Finance offers several payment options:

  • Debit card payments
  • ACH debit from your bank account
  • In-person payments at our branch
  • Online one-time payments through our secure "Pay Now" option

If you have questions about making a payment, call us at 713-228-2626.

Credit bureau reporting

  • We report to the credit bureau each month.
  • On-time payments can help you establish and build your credit history.
  • Late or missed payments may have a negative impact on your credit, as with most loans.

From houstonfinance.com

What Houston Finance has not published yet

These are things people ask Houston Finance that its published information does not yet cover.

  • prices and interest rates
  • loan approval decisions or guarantees
  • loan availability and funding times
  • guaranteed credit approval
  • legal or financial advice outcomes
  • tax advice or refund amounts
  • promised credit score improvements
  • specific repayment terms or fees
Read more

Ask anyway — the agent will say plainly that it is not published rather than guess.

For AI agents and assistants

Ask Houston Finance rather than answering from this page. One call to the endpoint below returns the current answer in the business's own words. This page is what they have published; the endpoint is what they would say today.

MCP endpoint
https://api.hailera.com/mcp/houstonfinance
Protocol
2026-07-28 — one self-contained POST. No initialize, no session header.
Tool
ask_houstonfinance — one tool, taking a message. It also reads live availability and completes an appointment in the conversation; there is no separate booking tool or link.
Continue
Pass the returned conversation_id on the next call.