H.J. Wiseman Insurance Agency

• Founded in 1946 by John R. Wiseman, shortly after World War II.
• Now led by Owner and President Daniel F. Wiseman.
• Daniel is joined in the agency by his sons, Daniel Jr. and Michael.
• The agency has operated from the same Davis Square location since it was founded.

Service area

• Provides insurance services in:
• Massachusetts
• New Hampshire
• Maine
• Has been serving the greater Somerville area for well over 75 years.

What the agency does

• Full-service insurance agency writing:
• Personal insurance
• Business and commercial insurance
• Life insurance
• Bonding and contract bonds

Service approach

• In-person, thorough analysis of your insurance needs.
• Programs designed to be comprehensive, prudent and efficient.
• Focus on competitive pricing through suitable carriers and programs.
• Commitment to prompt, fair handling of claims through the applicable insurer.
• Periodic analysis of your insurance programs to help keep coverage up to date.
• Cost-saving programs where available to help reduce insurance expense.

If you have questions about whether a specific type of insurance or situation can be covered, please contact the agency directly for details.

• Complimentary review of your current insurance policies
• Complimentary insurance quotes
• Complimentary insurance replacement cost analysis of your home

Registry and documentation services

• Registry service (for certain motor vehicle–related transactions, where available)
• Notary public services

Requesting policy changes

The agency website offers a Request Change form for certain policies, including:

• Homeowners policy changes
• Massachusetts personal auto policy changes

Important:

• Online or form-based change requests are not considered in force until you receive confirmation from the agency that the change has been processed.

Certificates and referrals

The website also provides forms to:

• Request a certificate of insurance
• Submit referrals

For any time-sensitive or complex requests, clients should contact the office directly by phone during office hours.

Contact details

• Phone: 617-776-1454
• Fax: 617-625-8202
• Email: DanJr@HJWiseman.com

For general questions, quotes, policy service or claims-related assistance, you can contact the office using any of the methods above.

Office hours

• Regular office hours: Monday to Friday, 9:00 am – 5:00 pm
• Evenings and Saturdays: available by appointment

If you need to visit outside regular hours, please contact the office in advance to arrange an appointment.

Online request options

The agency website offers online forms for:

• Requesting changes to certain policies
• Requesting insurance certificates
• Submitting referrals

Online requests are not considered in force until you receive a confirmation from the office.

• Court judicial bonds
• Court fiduciary bonds
• Public official bonds
• License bonds
• Permit bonds
• Janitorial services bonds
• Employee dishonesty bonds
• Pension/Trust (ERISA) bonds
• Guarantees of financial performance (where available through partner carriers)

Contract bonds

• Bid bonds
• Payment bonds
• Performance bonds
• Maintenance bonds
• Supply bonds

Bond availability, limits, and underwriting requirements vary by bond type, applicant qualifications, and the surety company. For details on what is available for your specific situation, please contact the agency to discuss your needs and any required documentation.

• Commercial auto
• Commercial trucks
• Dump trucks
• Long haul trucks
• Workers compensation
• Commercial general liability
• Commercial property
• Business Owners Policy (BOP)
• Commercial umbrella

Industries and business types served

• Contractors
• Manufacturers
• Retail businesses
• Wholesale businesses
• Restaurants
• Garage and repair operations
• Hotels and motels

Additional commercial and professional coverages

• Inland marine
• Bonds (commercial and surety-type bonds)
• Professional liability
• Errors and omissions coverage

Availability, eligibility and coverage terms depend on the specific business and insurer. For tailored advice or quotes, businesses should contact the agency directly with details of their operations.

• Term life insurance
• Whole life insurance

The agency can review your situation and goals to help you evaluate which type of policy and coverage amount may be appropriate. Specific products, benefits, and eligibility depend on the issuing insurance carriers and your individual circumstances.

For more information or to request a quote, please contact the agency directly.

• Personal auto insurance (Massachusetts and other eligible states served by the agency)
• Motorcycles
• Motorhomes
• Mobile homes
• Antique cars

Home and property

• Homeowners insurance
• Renters insurance
• Condominium owners insurance
• Dwelling fire policies

Additional personal coverages

• Personal items coverage
• Umbrella (personal liability umbrella policies)
• Boats and watercraft
• Flood insurance

Availability and specific coverage options can vary by carrier and state. For details on what is available for your situation, please contact the agency for a personalized review and quote.

Ask anyway — the agent will say plainly that it is not published rather than guess.