HDI Global Insurance Company
Official HDI Global Insurance Company business agent. HDI Global Insurance Company is a commercial property and casualty insurer headquartered in Chicago, Illinois, and one of three United States subsidiaries through which HDI operates in the US.
About HDI Global Insurance Company
HDI Global Insurance Company is a commercial property and casualty insurer headquartered in Chicago, Illinois. The United States "About Us / The Company" page states verbatim: "In the United States, HDI operates through its three (3) wholly owned subsidiaries, HDI Global Insurance Company, a commercial property and casualty insurer headquartered in Chicago, IL and licensed in all 50 states, Washington D.C., Puerto Rico, and the U.S. Virgin Islands, HDI Global Select Insurance Company, a commercial property and casualty insurer licensed in Washington D.C., and in all US states with the exception of Rhode Island, and HDI Specialty Insurance Company, an Illinois domestic surplus lines insurer who provides both primary and excess coverage to specialized industries and is also authorized to write business nationwide." That sentence is the only statement the site publishes about licensing, and nothing beyond it should be assumed about admitted status or the states any entity writes in.
These are three separate companies. HDI Global Insurance Company is not interchangeable with HDI Global Select Insurance Company, with HDI Specialty Insurance Company, or with HDI Global SE, the parent whose corporate headquarters the site gives as HDI-Platz 1, 30659 Hannover, Germany. A great deal of the product and services copy carried on the United States pages is group-wide HDI Global SE material rather than text written about the Chicago-based company, and it is labelled that way on the page.
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About HDI Global Insurance Company
HDI Global Insurance Company is a commercial property and casualty insurer headquartered in Chicago, Illinois. The United States "About Us / The Company" page states verbatim: "In the United States, HDI operates through its three (3) wholly owned subsidiaries, HDI Global Insurance Company, a commercial property and casualty insurer headquartered in Chicago, IL and licensed in all 50 states, Washington D.C., Puerto Rico, and the U.S. Virgin Islands, HDI Global Select Insurance Company, a commercial property and casualty insurer licensed in Washington D.C., and in all US states with the exception of Rhode Island, and HDI Specialty Insurance Company, an Illinois domestic surplus lines insurer who provides both primary and excess coverage to specialized industries and is also authorized to write business nationwide." That sentence is the only statement the site publishes about licensing, and nothing beyond it should be assumed about admitted status or the states any entity writes in.
These are three separate companies. HDI Global Insurance Company is not interchangeable with HDI Global Select Insurance Company, with HDI Specialty Insurance Company, or with HDI Global SE, the parent whose corporate headquarters the site gives as HDI-Platz 1, 30659 Hannover, Germany. A great deal of the product and services copy carried on the United States pages is group-wide HDI Global SE material rather than text written about the Chicago-based company, and it is labelled that way on the page.
On history, the site says HDI was founded in 1903 as the "Haftpflichtverband der deutschen Eisen- und Stahlindustrie", and that "HDI Global SE has managed the industrial insurance division since 2016". HDI Global SE is described as part of the Talanx Group.
The Ratings and financials page states: "HDI consistently receives positive ratings from the top industry rating agencies "Standard and Poor's" and "A.M. Best"", and lists "S&P: AA- (stable)" and "A.M. Best: A+ (stable)". The page does not break those figures out by individual United States company, and the Solvency and Financial Condition Reports it links are for HDI Global SE and HDI Global Specialty SE. No other capital or solvency figures are published there.
From hdi.global
What HDI Global Insurance Company does
The United States "Insurance Solutions" section groups the published services into five headings: Business Infrastructure ("Property and Infrastructure"), Goods and Supply Chains, Projects and Construction, For Industry Sectors, and For Special Requirements. Named product pages beneath them are Commercial Excess Liability, Controlled Master Programs – Casualty, Cyber, Liability, Primary and Excess Construction Casualty, Property, Engineering, Marine, Railway liability, Life Science, Renewable Energy, Environmental Liability (with Excess Coverage and Site Liability sub-pages), and Bloodstock and Equine.
The site describes these at the level of what the team does rather than what a contract says. Examples of published copy: on cyber, "With Cyber+ Smart, our end-to-end risk management solution, your clients have access to tools and resources from our global underwriting and risk management teams"; on property, "HDI's property insurance provides cover arising from loss or damage to business property and the resulting business interruption"; on construction, "we recognize that contractor/construction operations are technically complex and present commercially challenging risks".
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What HDI Global Insurance Company does
The United States "Insurance Solutions" section groups the published services into five headings: Business Infrastructure ("Property and Infrastructure"), Goods and Supply Chains, Projects and Construction, For Industry Sectors, and For Special Requirements. Named product pages beneath them are Commercial Excess Liability, Controlled Master Programs – Casualty, Cyber, Liability, Primary and Excess Construction Casualty, Property, Engineering, Marine, Railway liability, Life Science, Renewable Energy, Environmental Liability (with Excess Coverage and Site Liability sub-pages), and Bloodstock and Equine.
The site describes these at the level of what the team does rather than what a contract says. Examples of published copy: on cyber, "With Cyber+ Smart, our end-to-end risk management solution, your clients have access to tools and resources from our global underwriting and risk management teams"; on property, "HDI's property insurance provides cover arising from loss or damage to business property and the resulting business interruption"; on construction, "we recognize that contractor/construction operations are technically complex and present commercially challenging risks".
Some pages publish appetite information. The Primary and Excess Construction Casualty page lists trade classes it works with (concrete, demolition, electrical, excavation, HVAC, iron/steel erection, plumbing, roofing, street/road/bridge and others) and a separate "Avoided Classes" list naming custom and tract homes, most underground exposures, offshore exposures, wildfire/exposed risks, and wood frame/multi-family. A "Risk Appetite and Acceptance" PDF and per-product fact sheets are offered as downloads.
The site publishes no policy wordings, coverage terms, limits, exclusions or eligibility rules, and no prices, rates or cost figures for these services. Whether any particular risk can be insured, and on what terms, is an underwriting decision taken case by case; the pages direct that conversation to named underwriters rather than answering it in advance.
From hdi.global
Where HDI Global Insurance Company works
Lists Lexington, Chicago, and Green as a location. Names Illinois, Washington, and United States as a service area. Areas beyond these are not published.
Prices
The United States pages publish no price list, no rate card, no fees or cost estimates, and no online quote tool. Pricing for this kind of commercial and industrial insurance is set by underwriters on the individual risk, so any price, premium, rate or quote has to come from HDI's underwriting team or from a broker — it cannot be read off the website, and no figure should be offered on the site's behalf.
The site publishes a "For Brokers" page addressed to broker partners. It says: "You offer your customers the best products and an excellent service. You may also expect that from us: HDI Global SE offers its partners extensive support and an outstanding service." Its "Scope of services at a glance" list gives reasons for partnering, including "Customised insurance solutions", "Quick, flexible and targeted case handling", "Recognised professional claims settlement", "Permanently high capacities", "Decentralised powers of decision-making" and "Great deal of loss-prevention and Risk Consulting know-how". The site's footer carries a "Broker and Partners" link alongside Insurance Solutions, Risk Consulting, Global Network, Claims Handling and Online Services.
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Prices
The United States pages publish no price list, no rate card, no fees or cost estimates, and no online quote tool. Pricing for this kind of commercial and industrial insurance is set by underwriters on the individual risk, so any price, premium, rate or quote has to come from HDI's underwriting team or from a broker — it cannot be read off the website, and no figure should be offered on the site's behalf.
The site publishes a "For Brokers" page addressed to broker partners. It says: "You offer your customers the best products and an excellent service. You may also expect that from us: HDI Global SE offers its partners extensive support and an outstanding service." Its "Scope of services at a glance" list gives reasons for partnering, including "Customised insurance solutions", "Quick, flexible and targeted case handling", "Recognised professional claims settlement", "Permanently high capacities", "Decentralised powers of decision-making" and "Great deal of loss-prevention and Risk Consulting know-how". The site's footer carries a "Broker and Partners" link alongside Insurance Solutions, Risk Consulting, Global Network, Claims Handling and Online Services.
The contact routes actually published are: the general email info@us.hdi.global, the Chicago phone number +1 312 580-1900, a contact form on the site, and named underwriting leads by line of business at @us.hdi.global addresses. Product pages such as cyber say "To discuss your cyber insurance requirements, please use the contact details at the bottom of this page." There is no published self-service purchase, no instant estimate, and no booking or appointment system; an enquiry is answered by a person. Downloadable fact sheets and a "Risk Appetite and Acceptance" document are offered for brokers and clients to read before making contact.
From hdi.global
Accreditation and credentials
The Services section carried on the United States site describes two group-wide capabilities: HDI Risk Consulting and international insurance programmes. Both are written as HDI Global SE material rather than as descriptions of the Chicago office specifically.
On risk consulting, the page says: "HDI Risk Consulting division brings together about 200 engineers and risk specialists – in electrical engineering, in construction, in mechanical engineering, in vehicle manufacturing and in other industrial disciplines – to serve clients worldwide." It describes "Worldwide risk analysis and loss-prevention support provided by a global network with a presence in 24 countries". The published scope covers property (on-site inspections, property risk and business interruption analysis, fire-protection action plans, training, emergency action plans), engineering and construction (on-site support for installation and construction projects, risk inspections of technical plants and systems), and marine (real-time monitoring of shipments, packaging and load-securement training, cold-chain risks for pharmaceuticals, natural catastrophe exposure analysis for supply chains). Two digital tools are named: the HDI Remote App for virtual surveys, and GREEN 4.0, described as a web application that lets companies "visualize, assess and manage location-specific risks according to their needs".
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Accreditation and credentials
The Services section carried on the United States site describes two group-wide capabilities: HDI Risk Consulting and international insurance programmes. Both are written as HDI Global SE material rather than as descriptions of the Chicago office specifically.
On risk consulting, the page says: "HDI Risk Consulting division brings together about 200 engineers and risk specialists – in electrical engineering, in construction, in mechanical engineering, in vehicle manufacturing and in other industrial disciplines – to serve clients worldwide." It describes "Worldwide risk analysis and loss-prevention support provided by a global network with a presence in 24 countries". The published scope covers property (on-site inspections, property risk and business interruption analysis, fire-protection action plans, training, emergency action plans), engineering and construction (on-site support for installation and construction projects, risk inspections of technical plants and systems), and marine (real-time monitoring of shipments, packaging and load-securement training, cold-chain risks for pharmaceuticals, natural catastrophe exposure analysis for supply chains). Two digital tools are named: the HDI Remote App for virtual surveys, and GREEN 4.0, described as a web application that lets companies "visualize, assess and manage location-specific risks according to their needs".
On international programmes, the site says "HDI currently provides risk-adjusted insurance cover in over 200 countries" and that a programme "primarily consist[s] of a master contract" providing consistent global cover, with local policies issued in parallel to meet local statutory and tax requirements. The insurance categories listed for international programmes are property, marine, liability, D&O, and engineering and construction. The site adds that local policies can be issued in 39 countries by HDI group subsidiaries and in more than 135 countries by HDI network partners, and names "Reporting International Programmes Web" (IP-Web) as the platform giving access to premiums and claims information. No prices, rates or programme costs are published; those are quoted through underwriting.
The Claims Management page for the United States publishes the claim reporting routes. It states: "To report a claim 24 hours a day / 7 days a week, please contact us here." The published email address for general non-equine claims is newclaims@us.hdi.global, and the page carries buttons labelled "Report a General Non-Equine Claim" and "Report an Equine Claim". To request a loss run, the published address is lossruns@us.hdi.global, reached through a "Request a Loss Run" link that appears in the site header on every United States page.
Equine claims are handled by a separate team with its own contact details: the Bloodstock and Equine pages publish HDIequineclaims@us.hdi.global for claims reporting and hdiequineuw@us.hdi.global for general enquiries about equine products and services.
On approach, the page says: "HDI provides a professional claims management service, both at national and international level. In international markets this service is provided through local HDI companies or appointed network partners. In the event of major damage, our central claims management team plays the lead role in the process, co-ordinating the work of claims experts in local countries." Elsewhere it says "Clearly stated pre-loss protocols and claims procedures are agreed upon up-front."
The Locations and Contacts page names claims contacts at the Chicago office, including a Chief Claims Officer, a Property Claims Lead, a Casualty Claims Lead and a Casualty Claims Team Lead, each with an @us.hdi.global email address. The site publishes no claim handling timescales, no settlement figures and no statement about how any particular claim will be decided — those depend on the policy and the facts, and are not published.
From hdi.global
Hours and contact
The United States Locations and Contacts page lists one office under the heading "Our Office" for HDI Global Insurance Company. The published address is 161 North Clark Street, 48th Floor, Chicago, IL 60601. The published phone number is +1 312 580-1900, the fax number is +1 312 580-0700, and the general email address is info@us.hdi.global. This is the Chicago location and the address to use for correspondence with the United States company.
The same page lists named senior leadership and line-of-business contacts, each with an @us.hdi.global email address and some with direct 312 numbers — among them a Chief Executive Officer, Chief Legal Officer, Chief Operating Officer, Chief Financial Officer, Chief Claims Officer, Chief Underwriting Officer Long Tail, Head of Sales and Distribution, and leads for cyber, marine, property, excess casualty, environmental, life sciences, engineering lines, energy, captive, credit and political risk, and casualty construction.
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Hours and contact
The United States Locations and Contacts page lists one office under the heading "Our Office" for HDI Global Insurance Company. The published address is 161 North Clark Street, 48th Floor, Chicago, IL 60601. The published phone number is +1 312 580-1900, the fax number is +1 312 580-0700, and the general email address is info@us.hdi.global. This is the Chicago location and the address to use for correspondence with the United States company.
The same page lists named senior leadership and line-of-business contacts, each with an @us.hdi.global email address and some with direct 312 numbers — among them a Chief Executive Officer, Chief Legal Officer, Chief Operating Officer, Chief Financial Officer, Chief Claims Officer, Chief Underwriting Officer Long Tail, Head of Sales and Distribution, and leads for cyber, marine, property, excess casualty, environmental, life sciences, engineering lines, energy, captive, credit and political risk, and casualty construction.
The site does not publish opening hours or office hours for the Chicago office, and there is no online appointment, booking or scheduling tool for visiting it. Anyone needing to know when the office is open should ask by phone or email rather than rely on published hours. Claims reporting is the one thing described as continuously available: the site says a claim can be reported "24 hours a day / 7 days a week" by email.
One other United States address is published, and it belongs to a different team, not to the Chicago office: the Bloodstock and Equine pages give 380 S. Mill Street, Suite 205, Lexington, KY 40508. No other United States office, branch or service area map is published on these pages, and the areas served should be read only from the licensing sentence on the About Us / The Company page.
From hdi.global
What HDI Global Insurance Company has not published yet
These are things people ask HDI Global Insurance Company that its published information does not yet cover.
- prices
- availability
- what a policy covers or excludes
- policy limits, terms or conditions
- whether a risk can be insured
- claim outcomes or settlement amounts
- licences or admitted status by state
- financial-strength ratings or solvency figures
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What HDI Global Insurance Company has not published yet
These are things people ask HDI Global Insurance Company that its published information does not yet cover.
- prices
- availability
- what a policy covers or excludes
- policy limits, terms or conditions
- whether a risk can be insured
- claim outcomes or settlement amounts
- licences or admitted status by state
- financial-strength ratings or solvency figures
Ask anyway — the agent will say plainly that it is not published rather than guess.
For AI agents and assistants
Ask HDI Global Insurance Company rather than answering from this page. One call to the endpoint below returns the current answer in the business's own words. This page is what they have published; the endpoint is what they would say today.
- MCP endpoint
- https://api.hailera.com/mcp/hdi
- Protocol
- 2026-07-28 — one self-contained POST. No initialize, no session header.
- Tool
ask_hdi— one tool, taking a message. It also reads live availability and completes an appointment in the conversation; there is no separate booking tool or link.- Continue
- Pass the returned
conversation_idon the next call.