Guardian Group Solutions

• Family-owned brokerage with over 25 years of combined experience in the insurance industry.
• Focus on personalized service, competitive pricing and fast, accurate support.
• Works with multiple insurance carriers to match clients with coverage that fits their needs.

Who We Serve

Guardian Group Solutions provides insurance solutions for:

• Individuals and families
• Contractors
• Restauranteurs
• Building owners

Service Areas

Guardian Group Solutions serves clients in:

• New York
• New Jersey
• Florida
• Georgia

If you are outside these areas, please contact the office directly to ask whether coverage is available in your location.

• Access to multiple insurance companies to help find coverage that fits your needs.
• Programs tailored for individuals and families.
• Competitive rates with a focus on matching coverage to your situation.

Auto Insurance

Guardian Group Solutions can provide auto insurance policies for many types of vehicles, including work trucks, classic cars, minivans and convertibles.

Typical Auto Coverages Offered

While exact coverages depend on the policy and carrier, auto policies can include:

• Liability coverage – for property damage and injuries to others caused by you while operating your vehicle.
• Medical coverage – for the driver and occupants of the insured vehicle (where available and applicable).
• Collision coverage – helps protect against loss from a collision with another vehicle or object.
• Comprehensive coverage – helps protect your vehicle from non-collision losses such as fire or theft.
• Specialty coverages – options may be available for antique automobiles, classic cars, high performance cars and other special vehicles.

Getting an Auto Insurance Quote

Guardian Group Solutions invites you to request a free auto insurance quote. For current options and requirements, please contact the office directly or use the contact form on the website.

Specific coverages, limits and eligibility can vary by carrier and state. For details on what is available for your situation, speak directly with a Guardian Group Solutions agent.

Guardian Group Solutions provides an online Policy Service Center to help existing clients with routine service needs.

Claims Reporting

• Many insurance carriers represented by Guardian Group Solutions offer 24/7 claim support.
• Clients can report a claim directly to the insurance company's claim department using the information provided by their carrier.
• Claims can also be reported to Guardian Group Solutions during the agency's normal business hours.

For claim phone numbers and procedures specific to your policy, refer to your policy documents or contact Guardian Group Solutions directly.

Online Billing and Payments

• Many carriers offer options to pay premiums by EFT (Electronic Funds Transfer), e-check or credit card.
• Fast online payments can help prevent lapses in coverage and save time.

Billing portals and payment options vary by carrier. Refer to your carrier's billing instructions or contact Guardian Group Solutions for guidance.

Certificates of Insurance (Existing Commercial Clients)

Existing commercial policyholders can request a Certificate of Insurance through the form on the Guardian Group Solutions website.

• A qualified agent will review the request.
• An agent from the office will contact you after receiving the request.

Policy Change Requests

Clients can submit a Policy Change Request Form online to request changes to an existing policy.

• Submitting a request does not automatically change coverage.
• No coverage or premium adjustment of any kind is bound until you receive written confirmation.

Auto Policy ID Card Requests

Existing auto insurance clients can request a replacement Auto Policy ID Card through the website.

• The Auto ID Card provides proof of coverage and instructions on what to do in case of an accident.
• Some states require that an Auto ID Card be carried in the vehicle at all times.

For any service request submitted online, a Guardian Group Solutions representative will follow up using the contact details you provide.

You can also reach Guardian Group Solutions through the contact form on the website.

Office Hours

Office hours are not listed on the website. For current office hours or to schedule an appointment, please call or email Guardian Group Solutions.

Who to Contact

For help with:

• New insurance quotes (personal, commercial, health, life, auto or surety bonds)
• Questions about an existing policy
• Claims, billing or policy changes

please contact the office using the details above or submit a request through the online forms.

Service Areas (Summary)

Guardian Group Solutions serves individuals and businesses in:

• New York
• New Jersey
• Florida
• Georgia

If you are located outside these areas, contact the office to ask whether coverage can be arranged.

Commercial business insurance can provide protection for businesses and their subsidiaries under one or more policies. Depending on the carrier and program, coverage may address:

• Property insurance – for covered damage to business property and products stored on the premises.
• Liability insurance – for covered damages to third parties due to covered business operations.
• Workers' compensation insurance – for covered injuries to employees, where available and applicable.

Guardian Group Solutions works with multiple insurance carriers and can tailor programs to fit a variety of business needs.

Types of Business Clients

Guardian Group Solutions has experience helping:

• Contractors
• Restauranteurs
• Building owners
• Other small and mid-sized businesses

If you have a specific type of business or project, contact the office to discuss what coverage options may be available.

Guardian Group Solutions can help clients evaluate health insurance options and find plans that support long-term health and well-being.

• Focus on matching health plans to the needs of individuals and families.
• Access to multiple carriers and plan types, subject to availability by state.

For plan details, networks and current availability, please contact the office directly.

Life Insurance

Life insurance can help provide financial protection for your family in the event of your death.

Guardian Group Solutions can assist with:

• Reviewing available life insurance policy types.
• Explaining key features, additions and exceptions of different policies.
• Answering questions before you purchase a policy.

Specific products, coverage amounts and eligibility requirements depend on the carrier and state. For current options, speak directly with a Guardian Group Solutions agent.

A surety bond is a three-party agreement in which:

• The surety guarantees to the obligee (such as a project owner) that the principal (such as a contractor) is capable of performing the contract in accordance with the contract documents.
• Performance of the contract determines the rights and obligations of the surety and the obligee under the bond.

Types of Bonds

Guardian Group Solutions' business solutions can include:

• Contract bonds
• License and permit bonds
• Fidelity bonds
• Fiduciary bonds
• Court bonds
• Judicial bonds
• Public official bonds
• Miscellaneous and federal bonds
• Liquor bonds
• Street obstruction bonds

Availability of specific bond types depends on underwriting and carrier requirements. For current options, amounts and eligibility, please contact the office directly.

Ask anyway — the agent will say plainly that it is not published rather than guess.