# First American Title > Official First American Title business agent. Provides title insurance and settlement services, home warranty protection, real estate data solutions… ## Ask it a question First American Title answers for itself at https://api.hailera.com/mcp/firstam. A client that speaks MCP can connect to that address; the tool is ask_firstam and the protocol is 2026-07-28. Where this file and the agent disagree, the agent is current. ## About First American Title Company-wide background from the about page at firstam.com/about-us/. This record does not identify a Portland office; the statements below are about the company as a whole. "At First American, we combine the vision to see what's next with the experience to get you there with confidence. For 135 years, we've delivered certainty and trust to power seamless real estate transactions." The page also states: "First American delivers certainty and trust to power seamless real estate transactions", and describes "The First American Family of Companies" as "a broad range of services that share a common purpose". Beyond title, the page lists related businesses: "the nation's largest resource for property data and analytics, a home warranty business that safeguards homeowners from unexpected breakdowns, a banking business that streamlines processes for title and escrow companies, and a wealth management business that provides trust and investment services". On geography it says: "With hundreds of offices spanning the nation, we are proud to serve the people and the communities where we live and work", and that "while the majority of our operations are based in the United States, our international division has a physical presence in Canada, the United Kingdom and Australia and writes commercial policies in many other countries". The site's footer carries this notice verbatim: "First American Title Insurance Company makes no express or implied warranty respecting the information presented and assumes no responsibility for errors or omissions." First American Financial Corporation is a publicly listed company and maintains an investor section; financial results and market data should not be restated beyond the company's own published wording. No state licence or approval numbers are published on the pages read, so none can be quoted. Source: https://www.firstam.com/about-us/ ## What First American Title does Company-wide description of the title and settlement services published on firstam.com. No Portland office is named by this record, and availability of any of these services in a given area is not stated on the site. "First American Title Insurance Company provides comprehensive title insurance protection and professional settlement services for homebuyers and sellers, real estate agents and brokers, mortgage lenders, commercial property professionals, homebuilders and developers, title agencies and legal professionals to facilitate real estate purchases, construction, refinances or equity loans." The page groups services by customer type: Residential, Commercial, Agency, Homebuilders, Vacation Ownership, and Tax-Deferred Exchanges. Named divisions and services on that page: - National Commercial Services, which "serves customers from dedicated service centers across the country" for commercial real estate transactions. - Homebuilder Services, described as "a leading provider of title, closing, and other real estate-related services for homebuilders and developers". - First American Exchange Company, which "provides Qualified Intermediary services under Section 1031 of the Internal Revenue Code" for like-kind exchanges, and is "a member of the Federation of Exchange Accommodators". - UCC insurance search and filing services, including Eagle9 UCC Insurance policies, UCC Search and Filing products, Vacation Insurance policies, New York Cooperative Interest policies and Lien Priority coverage. - Data Trace title technology, providing "automated title plant information, document imaging, and tax information services for title companies nationwide". - FASTRAX title clearing and release tracking, whose team "will identify and work with the current lienholders to clear prior paid-off liens". The page does not state what any policy covers or excludes, does not quote fees, and does not give closing timelines. Those are matters for the servicing office and for underwriting. This document summarizes the services First American Trust publishes on firstamtrust.com. First American Trust is part of the broader First American family of companies. Who First American Trust is - First American Trust is a wholly owned subsidiary of First American Financial Corporation (NYSE: FAF). - It is an OCC‑regulated federal savings bank headquartered in Orange County, California. - The firm reports more than $6 billion in assets (per the site content read). Main service lines First American Trust describes two primary divisions: - Wealth Management - Provides personalized investment management, fiduciary trust services and wealth planning. - Serves successful individuals and families, institutions, and professional partners. - Emphasizes helping clients preserve and manage wealth during their lifetime and for beneficiaries in the event of incapacity or after death. - Banking Services - Provides commercial deposit services and treasury management. - Services are tailored to the real estate and title industry, with a focus on efficient, automated delivery. - Highlights deep experience working with title and escrow companies. Client groups served Published materials describe services for: - Individuals and families - Institutions - Professional partners (such as advisors and other specialized firms) - Title and escrow companies and related real estate businesses Contact information published The First American Trust site lists these phone numbers for direct contact: - Banking Services: 877‑600‑9473 - Wealth Management: 877‑908‑7878 Customers are invited to complete an online contact form or call directly to discuss their needs. What is not published here - The public site pages read do not include detailed fee schedules, account rate tables, or specific investment performance promises. - They do not publish individualized suitability, tax or legal advice. For account opening, product availability, or specific investment or banking questions, customers should contact First American Trust directly using the published phone numbers or web forms. Source: https://www.firstam.com/title-insurance-and-settlement-services/ ## Where First American Title works This document summarizes the company-wide information First American publishes about its Eagle Policy® for homeowners. It is not a full policy and does not change any actual policy terms. What the Eagle Policy is - The Eagle Policy® is First American's enhanced owner's title insurance policy for eligible owners of one-to-four family residences, including condominiums. - It builds on the core coverage of a Standard Owner's Policy (2021 ALTA Owner's Policy of Title Insurance) and adds certain "post‑policy" protections. - "Post‑policy" refers to covered issues that first arise after the policy date, typically after closing. Examples of risks the Eagle Policy is described as addressing According to First American's published overview, the Eagle Policy generally: - Includes the core coverages of a Standard Owner's Policy against certain pre‑policy title defects (such as undisclosed liens and ownership defects). - Adds certain post‑policy protection related to: - Some types of forgery or owner impersonation affecting your title after the policy date. - Certain building‑permit and zoning‑related problems tied to prior improvements. - Certain post‑policy encroachments by neighboring structures or improvements (other than some boundary walls or fences). - Certain vehicular and pedestrian access issues. - Describes additional post‑policy protections such as coverage for some types of post‑policy forgery, adverse possession or prescriptive easements, some damage from extraction of minerals or water, certain post‑policy encroachments, and limited inflation‑related increases in policy amount, all subject to applicable deductibles, limits, exclusions and conditions. One‑time premium and duration of coverage - Like other owner's title insurance policies, the Eagle Policy is purchased once at closing. - There are no monthly premiums, annual renewals or scheduled expiration date while you continue to own the insured property. - Coverage generally remains in effect for as long as you retain ownership, subject to the policy's terms and conditions. Important limitations and where to get details - All title insurance policies, including the Eagle Policy, contain specific exclusions, exceptions, conditions, deductibles and coverage limits, and coverage can vary by state law and by transaction. - The corporate site does not publish a full specimen policy for every state within the pages read here, and it does not state whether any particular property or situation is insurable. - For exact terms, available coverages in your area, and help comparing a Standard Owner's Policy to the Eagle Policy, customers must review their actual policy forms and speak directly with their First American title or escrow professional. Lists Frisco, Canarsie, Findlay, Orange, Santa Ana, Eagle, and Portland as a location. Names California, New York, Oregon, and United States as a service area. Areas beyond these are not published. Source: https://www.firstam.com ## Hours and contact This record points at the First American corporate website, not at a single named branch. No specific Portland, Oregon office is identified. The corporate site does not publish a Portland address, a Portland phone number, or Portland office hours in its page text, so no local address, no local phone and no opening hours can be given here. Anyone who needs a particular office, its location or its hours should use the site's own office locator. Published on firstam.com: "First American Title Offices — Use our office locator to search for a title office near you", at the Find an Office page (firstam.com/title/find-an-office/). The locator is an interactive search tool; it does not publish a static list of office addresses in the page text. The title and settlement services page also carries a "Connect with Local Help — Select a state to visit the local website" state selector. The about page states the company has "hundreds of offices spanning the nation". The only address and phone numbers published in the site text belong to the corporate home office: "First American Financial Corporation, 1 First American Way Santa Ana, California 92707. Toll Free: 800-854-3643. Local: 714-250-3000. Security: 714-250-3900." The Contact Us page describes this as the contact "for general inquiries or to learn more about our business" — it is not a local Portland escrow or closing contact. Title Claims via the Submitting a Claim page, Home Warranty claims, ClarityFirst support at 833-627-2255, First American IgniteRE support at 866-540-5614, DataTree and property data support at 800-708-8463, and Mortgage Analytics and FraudGuard support at 800-795-0391. To book or schedule an appointment with a specific office, contact that office through the locator. Source: https://www.firstam.com/contact-us/ ## International division and global brands This document summarizes the international services and global presence described on First American's corporate and international services pages. International services overview - First American's international division provides title insurance and a range of property‑ and mortgage‑related services to corporate clients and consumers outside the United States. - Its products are designed to support simple and complex residential, commercial and industrial real estate transactions, help reduce risk, and lower operating costs through end‑to‑end processing solutions. - The company reports serving more than 40 approved countries through its international operations. Geographic reach and local brands The international division highlights the following regions and affiliated brands: - Canada – First Canadian Title - United Kingdom and Europe – First Title, Enact and Live - Australia and New Zealand – First Title and First Mortgage Services - South Korea – First American Title Across these regions, First American emphasizes: - Local professionals who understand regional property ownership and conveyancing practices. - Knowledge of local customs and strong relationships in major markets. Relationship to U.S. operations - The corporate About page notes that, while most operations are based in the United States, the international division maintains a physical presence in Canada, the United Kingdom and Australia and writes commercial policies in many other countries. - Specific services, licensing and product availability vary by country and are governed by local law and regulation. For details about services in a particular country or region, customers are directed to visit the relevant local brand's website from the International Services page or contact that office directly. Source: https://www.firstam.com ## Wire fraud warning and closing-fund security (published company-wide) First American publishes a wire fraud warning that anyone closing a real estate transaction should read. This is company-wide published guidance; it is not specific to any Portland office. Verbatim from the wire fraud page: "When Working with Us: For Your Safety — First American will never ask you for passwords or personal financial information via email. If you receive any email requests or instructions to change payments or wire instructions, please contact your First American representative directly. Remember, our bank is always First American Trust." "Watch for phishing emails, fake websites, unexpected calls, or texts claiming to be from First American. Current First American customers, please report any suspicious activity directly to your First American representative through an independently verified telephone number. When in doubt, report it. Nothing is too small to check. If you receive anything suspicious, email us at phishing.abuse@firstam.com." The page defines wire fraud as "an act of fraud that uses electronic communications, such as telephone, email, or text, to obtain money" and warns that "you may receive wire instructions which appear to be from your title company, escrow officer, or lender, when in fact they are from a fraudster." Published red flags include a sender's email address that differs even slightly from a previously confirmed address, changes to wiring instructions such as new routing or bank account numbers, urgent language, unusual grammar or spacing, and last-minute closing changes and rushes. Published precautions include verifying wiring information by contacting the escrow company at a valid phone number rather than one supplied in a possibly fraudulent email, confirming the wire before sending, and never sharing online banking credentials. The page also states plainly: "Unfortunately, there is no guaranteed protection from wire fraud." Source: https://www.firstam.com/fraud-protection/fraud-prevention/wire-fraud/ ## What First American Title has not published yet These are things people ask First American Title that its published information does not yet cover. - prices - fees or rates - service availability or eligibility - policy coverage limits or exclusions beyond what is publishe - closing timelines or processing times - legal or tax advice - investment performance or guarantees - warranties or outcomes of any transaction Ask anyway — the agent will say plainly that it is not published rather than guess. ## Where this comes from https://www.firstam.com