Erwin McGowan State Farm
Official Erwin McGowan State Farm business agent. Provides State Farm auto, home, renters, condo, business, life and health insurance for customers in and around Houston, Texas.
About Erwin McGowan State Farm
Erwin McGowan is a State Farm insurance agent based at 1315 Lockwood Dr, Houston, TX 77020-6616. His About Me section lists, verbatim: "Southern University-Bachelor of Science Bachelor of Science in Agriculture Education State Farm Claims since 1986 State Farm Agent since 1996 National Sales Achievement Award 5-time Chairman Circle Qualifier Glen Brook Valley Civic Club Devoted Husband for 34 years and Proud Father of 2 sons Church Bus Driver Animal Lover American Red Cross Guardian Partner Award". His written bio ends: "My team and I are here to make sure all your insurance needs are taken care off! We can help you with your Auto Insurance, Homeowners Insurance, Life Insurance and much more!! Call, text or email my office today." A carrier claim also appears in that bio and is about State Farm, not this office: "State Farm has been the # 1 Auto Insurance company in America for 80 years!"
Under Our Team the site says: "With 4 experienced Team Members, we strive to provide unsurpassed service. Our goal is to deliver service above and beyond the rest to all with whom we come in contact; whether it's assisting our own State Farm customers, or answering the random inquiry of a passerby." Two team members have published profiles: Jessica Solis, Marketing Director, License #3458908, and Heidi Gonzalez, Account Associate, License #3460985.
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About Erwin McGowan State Farm
Erwin McGowan is a State Farm insurance agent based at 1315 Lockwood Dr, Houston, TX 77020-6616. His About Me section lists, verbatim: "Southern University-Bachelor of Science Bachelor of Science in Agriculture Education State Farm Claims since 1986 State Farm Agent since 1996 National Sales Achievement Award 5-time Chairman Circle Qualifier Glen Brook Valley Civic Club Devoted Husband for 34 years and Proud Father of 2 sons Church Bus Driver Animal Lover American Red Cross Guardian Partner Award". His written bio ends: "My team and I are here to make sure all your insurance needs are taken care off! We can help you with your Auto Insurance, Homeowners Insurance, Life Insurance and much more!! Call, text or email my office today." A carrier claim also appears in that bio and is about State Farm, not this office: "State Farm has been the # 1 Auto Insurance company in America for 80 years!"
Under Our Team the site says: "With 4 experienced Team Members, we strive to provide unsurpassed service. Our goal is to deliver service above and beyond the rest to all with whom we come in contact; whether it's assisting our own State Farm customers, or answering the random inquiry of a passerby." Two team members have published profiles: Jessica Solis, Marketing Director, License #3458908, and Heidi Gonzalez, Account Associate, License #3460985.
Under "Agent Licenses for Erwin McGowan" the site publishes exactly two numbers: TX-380570 and TX-895387. No other licence, appointment or line of authority is published.
The site displays a 4.7/5 average rating on Google from 270 reviews. The office is reached on (713) 672-7509 and the site is published in English and Spanish.
From erwinmcgowan.com
Where Erwin McGowan State Farm works
Lists Mobile, Cornelius, York, Houston, Bloomington, Maspeth, and South Lake Tahoe as a location. Names Illinois, Texas, and United States as a service area. Areas beyond these are not published.
Prices
The site publishes no prices, no rates and no premium figures. There is no price list, no cost table and no sample quote anywhere on it, and no discount amount is stated. Any question about cost, price, rates or fees has to go to the agency, because a premium depends on the individual and the state.
The way the site offers to price something is a quote request. Every page carries a "Would you like to create a personalized quote?" form asking for an insurance product, a ZIP code and a state, with a "Start a Quote" button, alongside "Continue a saved quote", "Items needed for a quote", "Request a Quote" and "Contact My Agent". Individual product pages carry the same quote form scoped to that product, for example "Would you like to create a personalized auto quote?". A quote or estimate can also be started by calling the office on (713) 672-7509.
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Prices
The site publishes no prices, no rates and no premium figures. There is no price list, no cost table and no sample quote anywhere on it, and no discount amount is stated. Any question about cost, price, rates or fees has to go to the agency, because a premium depends on the individual and the state.
The way the site offers to price something is a quote request. Every page carries a "Would you like to create a personalized quote?" form asking for an insurance product, a ZIP code and a state, with a "Start a Quote" button, alongside "Continue a saved quote", "Items needed for a quote", "Request a Quote" and "Contact My Agent". Individual product pages carry the same quote form scoped to that product, for example "Would you like to create a personalized auto quote?". A quote or estimate can also be started by calling the office on (713) 672-7509.
The insurance page markets the carrier's "Personal Price Plan" this way: "Everyone loves saving money. Personalize a coverage plan that helps protect what's important to you - family, things and your bottom line. From safe driving rewards, bundling options and discounts*, you can create a solution that's right for you. Contact Erwin McGowan for a Personalized Price Plan."
The site's own footer disclosure, verbatim, is: "Prices vary by state. Options selected by customer; availability, amount of discounts, savings and eligibility may vary." Nobody should be told they qualify for a rate, a discount or a policy before the office has looked at their situation.
From erwinmcgowan.com
Accreditation and credentials
The auto insurance page is headed "Auto Insurance in and around Houston" with the lines "Looking for great auto insurance in Houston?" and "Let's get this coverage on the road". It offers a personalized auto quote form asking for a ZIP code and state, plus links to continue a saved quote, see the items needed for a quote, file a claim and send payment.
The page's copy is written about the carrier and its programs rather than about this office's own terms. It states: "With State Farm, you can drive with confidence knowing your auto policy is reliable and dependable. With a number of savings programs including Steer Clear and Multiple Lines, State Farm aims to give you excellent savings. Not sure which savings options are available to you? Erwin McGowan can help you potentially cutback your cost." It also describes the carrier as "the insurer of over 44 million auto policies in the United States" and says "Agent Erwin McGowan has the skills and knowledge you need when unfortunate incidents cross your path."
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Accreditation and credentials
The auto insurance page is headed "Auto Insurance in and around Houston" with the lines "Looking for great auto insurance in Houston?" and "Let's get this coverage on the road". It offers a personalized auto quote form asking for a ZIP code and state, plus links to continue a saved quote, see the items needed for a quote, file a claim and send payment.
The page's copy is written about the carrier and its programs rather than about this office's own terms. It states: "With State Farm, you can drive with confidence knowing your auto policy is reliable and dependable. With a number of savings programs including Steer Clear and Multiple Lines, State Farm aims to give you excellent savings. Not sure which savings options are available to you? Erwin McGowan can help you potentially cutback your cost." It also describes the carrier as "the insurer of over 44 million auto policies in the United States" and says "Agent Erwin McGowan has the skills and knowledge you need when unfortunate incidents cross your path."
On vehicle types the page says: "Did you know State Farm also covers van campers, camping trailers, truck campers and dune buggies?! With State Farm Agent Erwin McGowan, a policy can be personalized for your assortment of vehicles as well as your situational needs to include options like car rental insurance and Emergency Roadside Service (ERS) coverage."
No auto price, rate, premium or discount amount is published, and no coverage limits or deductibles are published. The page directs questions to the office: "Have More Questions About Auto Insurance? Call Erwin at (713) 672-7509 or visit our FAQ page." Whether any particular vehicle or situation can be covered is a question for the agency and the policy documents.
Erwin McGowan is a State Farm insurance agent in Houston, Texas, operating as an independent contractor State Farm agent. The office lists its "Insurance Products Offered" as Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life and Health, and lists Banking under "Other Products". The site's insurance navigation menu carries product pages for Auto, Motorcycle, Homeowners, Condo, Renters, Business, Life, Rec Vehicles and Boat insurance.
The insurance overview page is headed "Insurance in and around Houston" with the lines "Need insurance? We got you." and "Customizable coverage based on your needs". Its body copy is written about the carrier rather than this office: "As the largest insurer of automobiles and homes in the U.S., State Farm is equipped and experienced when it comes to helping you protect the life you've built with outstanding coverage options, great claims service and competitive prices."
The site does not publish what any policy does or does not cover, policy limits, deductibles, or the services included with a given product. Those questions, and anything about an existing policy, go to the agency itself. The site states plainly: "Insurance coverage cannot be bound or changed via submission of this online e-mail form or via voice mail. To make policy changes or request additional coverage, please speak with a licensed representative in the agent's office, or by contacting the State Farm toll-free customer service line at (855) 733-7333."
To ask about products or to contact the office, the phone number published for the agency is (713) 672-7509. The site also links to File a Claim and Send Payment tools, and to a Get a Certificate of Liability Insurance page hosted by State Farm.
The life insurance page is headed "Life Insurance in and around Houston" with the lines "State Farm can help insure you and your loved ones" and "Now is a good time to think about Life insurance". Like the other product pages it carries a personalized life quote form taking a ZIP code and state, and links to continue a saved quote and to the items needed for a quote.
- The published copy reads
- "It's common for young people to assume that life insurance is something to think about on down the road. Actually, it's the opposite! You miss out on lots of benefits by waiting. That's why your Houston, TX, friends and neighbors of all ages already have State Farm life insurance!" On cost it says only, without naming any figure: "Cost is one of the biggest benefits of getting life insurance sooner rather than later. With coverage options from State Farm, you can lock in outstanding costs while you are young and healthy. And your policy can be good for more than a death benefit."
The page names one specific product: "there's now a life insurance option available that's perfect for a person who thought they couldn't qualify? It's called Guaranteed Issue Final Expense and it can really come in handy when it comes to paying for final expenses like medical bills or funeral costs." It also points to the Life Enhanced mobile app.
No life insurance price, rate or premium is published, and no eligibility rule, underwriting requirement, benefit amount or policy term appears on the page. The page says: "Have More Questions About Life Insurance? Call Erwin at (713) 672-7509 or visit our FAQ page." The site's disclosure states: "Life Insurance and annuities are issued by State Farm Life Insurance Company. (Not Licensed in MA, NY, and WI) State Farm Life and Accident Assurance Company (Licensed in New York and Wisconsin) Home Office, Bloomington, Illinois."
From erwinmcgowan.com
Hours and contact
The office address published for this State Farm agency is 1315 Lockwood Dr, Houston, TX 77020-6616. The site adds a directions note: "At Corner of Lockwood and Market Street. 1 mile east of Downtown and 1 Block off of I-10 Freeway." That single Houston address is the only location the site publishes; no branch offices or a list of areas served beyond "in and around Houston" appear anywhere on the site.
Under Office Hours the site publishes only "After Hours by Appointment", followed by "Call or text us 24 hours a day!" and "Contact me to schedule a virtual meeting". No weekday opening and closing times are published, so anyone who needs to know when the office is staffed should call and ask rather than assume hours.
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Hours and contact
The office address published for this State Farm agency is 1315 Lockwood Dr, Houston, TX 77020-6616. The site adds a directions note: "At Corner of Lockwood and Market Street. 1 mile east of Downtown and 1 Block off of I-10 Freeway." That single Houston address is the only location the site publishes; no branch offices or a list of areas served beyond "in and around Houston" appear anywhere on the site.
Under Office Hours the site publishes only "After Hours by Appointment", followed by "Call or text us 24 hours a day!" and "Contact me to schedule a virtual meeting". No weekday opening and closing times are published, so anyone who needs to know when the office is staffed should call and ask rather than assume hours.
Contact numbers published in the Office Info block are Phone (713) 672-7509, Mobile (713) 283-3566 and Fax (713) 672-4760. A contact form is on the site, and the site notes for accessibility: "If you are using a screen reader and having difficulty with this website please call (713) 672-7509."
- Under Languages the office publishes
- English, Spanish. The website itself is published in both, with an Espanol link on every page.
To book an appointment, schedule a virtual meeting or arrange a visit to the Lockwood Dr address, contact the office by phone, text or the website form. The site does not publish an email address for the agency, and does not publish appointment lengths, walk-in policy or a booking calendar.
From erwinmcgowan.com
What Erwin McGowan State Farm has not published yet
These are things people ask Erwin McGowan State Farm that its published information does not yet cover.
- prices and premiums
- rates, discounts and savings eligibility
- coverage availability for specific people, vehicles or prope
- policy terms, limits, exclusions and conditions
- guaranteed claim outcomes or financial results
- specific legal, tax or medical advice
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What Erwin McGowan State Farm has not published yet
These are things people ask Erwin McGowan State Farm that its published information does not yet cover.
- prices and premiums
- rates, discounts and savings eligibility
- coverage availability for specific people, vehicles or prope
- policy terms, limits, exclusions and conditions
- guaranteed claim outcomes or financial results
- specific legal, tax or medical advice
Ask anyway — the agent will say plainly that it is not published rather than guess.
Not published yet
Erwin McGowan State Farm has not published its full range of services. Ask in the chat — the agent answers from what Erwin McGowan State Farm publishes today, and says plainly when something is not there.
Is this Erwin McGowan State Farm? Anything published here is answered by the agent every time it is asked.
For AI agents and assistants
Ask Erwin McGowan State Farm rather than answering from this page. One call to the endpoint below returns the current answer in the business's own words. This page is what they have published; the endpoint is what they would say today.
- MCP endpoint
- https://api.hailera.com/mcp/erwinmcgowan
- Protocol
- 2026-07-28 — one self-contained POST. No initialize, no session header.
- Tool
ask_erwinmcgowan— one tool, taking a message. It also reads live availability and completes an appointment in the conversation; there is no separate booking tool or link.- Continue
- Pass the returned
conversation_idon the next call.