Continental Title Company

Continental Title Company is a title and closing company serving Kansas and Missouri, including the St. Louis region and the Kansas City metro. Its own summary of services reads: "Continental Title Company provides title insurance, escrow coordination, residential and commercial closings, refinance support, construction disbursement, and practical transaction tools for buyers, sellers, agents, lenders, builders, investors, and owner-led sellers across Kansas and Missouri." The services named in the site navigation are residential title and closings, refinancing, remote and digital closings, For Sale By Owner support, and deed preparation inquiries. Elsewhere the site groups the work as title search and examination (reviewing public records for liens, encumbrances, judgments, easements and ownership history), title insurance, title clearance and resolution of defects found during examination, closing and settlement services, and ongoing communication and support. Customers who contact the company are typically buyers, sellers, real estate agents, brokers, lenders, builders and investors. The company describes itself as serving these groups from contract to closing, coordinating document preparation, communication among parties, and handling of funds. Headquarters are in Overland Park, Kansas, and the site states there are seventeen locations across Kansas and Missouri. Continental Title also runs a giving programme it calls #CTCCares: the site says Continental Title donates a portion of the closing fee to one of four nonprofit organizations chosen by the buyer, with each office supporting organizations in its own community. The website does not publish prices, fees, rates or a fee schedule, and it does not publish a guaranteed closing timeline; it says only that "Closing timelines vary depending on financing, title complexity, and transaction type." For services, cost or a quote, the site directs people to contact a local office.

Continental Title Company's Locations page groups its offices into two regions. The St. Louis Region offices listed are Farmington, Fenton, Festus, Ladue, Lake St. Louis and St. Charles. The Kansas City Region offices listed are Lawrence, Leawood, Lee's Summit, Legends, Liberty, North KC, Olathe, Overland Park, Prairie Village, Plaza and Tonganoxie. Each St. Louis area office publishes its own address, phone and hours on its office page: Fenton, 536 Old Smizer Mill Rd, Suite #536, Fenton, MO 63026, phone (636) 326-5922. St. Charles, 2159 Bluestone Dr St., Charles, MO 63303, phone (636) 939-1100. Lake St. Louis, 20 Meadows Circle Drive, Ste 224, Lake St. Louis, MO 63367, phone (636) 265-0957. Ladue, 8820 Ladue Rd, Suite 101, St. Louis, MO 63124, phone (314) 657-4467. Festus, 1516 Parkway W, Festus, MO 63028, phone (636) 933-9244. Farmington, 1337 Maple St, Farmington, MO 63640, phone (573) 664-1441. Every one of these six office pages gives the same office hours: M-F 8:30am-5pm. Weekend hours are not published, and no holiday schedule is published. The corporate headquarters address is 10000 College Blvd, Suite 200, Overland Park, KS 66210, and the headquarters phone is (913) 338-3232. Mail for the company is directed to that address. A contact form on the contact page asks the visitor to select which location they are dealing with, and the selectable list matches the office names above. Note that several St. Louis area office pages carry a heading reading "KANSAS CITY REGION" and describe "the surrounding Kansas City market", which contradicts the Locations page grouping them under the St. Louis Region; the addresses and phone numbers themselves are the reliable detail. Individual staff email addresses are not published.

Lists Lawrence, Leawood, Olathe, Overland Park, Prairie Village, Kansas City, Lee's Summit, and Liberty as a location. Names Kansas, Overland Park, and Kansas City as a service area. Areas beyond these are not published.

Continental Title Company does not publish prices, fees, rates or a cost schedule anywhere on its website. There is no published price list, no premium table and no closing cost figures. What the site offers instead are self-service quote tools and a direct instruction to contact an office. The Title Insurance Fee Calculator page offers two routes to an estimate. A "Full Quote" option links out to ContinentalAgent ONE, described on the page as "Real Estate's #1 Net Sheet and Closing Cost App Platform". A "Quick Quote" option is run from a widget the page says appears in the bottom left of the page. The same page then states: "For assistance with a Title Order, or a more specific quote, please contact your local Continental Title office." A Rate Calculator link also appears in the site's top bar on every page. To place an order, the Place an Order page hosts a form asking for the property address, county, the closing office (chosen from the full list of Kansas and Missouri offices, including Farmington, Fenton, Festus, Ladue, St. Charles and Lake St. Louis), the ordering customer or company, a contact name, cell phone and email, and the transaction type. Transaction types offered are Purchase, Refinance and FSBO, plus additional types: HELOC or second mortgage, Informational Report (with easements), Letter Report also known as an O&E (without easements), and Loan Modification. Optional fields cover sales price, loan amount, estimated closing date, lender details, loan officer, buyer or borrower and seller names and phone numbers, and special instructions. A contract can be attached as a doc, docx, pdf, jpg or jpeg file up to 50 MB. For any price, cost, estimate or fee question, the correct answer is to contact the relevant local office; the published material does not support quoting a number.

Continental Title Company offers digital closing options alongside in-person closings, described on its Digital and Remote Closings page as including Remote Online Notarization (RON), E-Signings and Recordings/E-Recordings, available to buyers, sellers and lenders. E-Recording covers secure submission and recording of closing documents with the appropriate county recorder's office, which the page says expedites recording and reduces errors. E-Signings let qualifying transactions sign documents electronically instead of on paper, using secure digital platforms. Remote Online Notarization is offered for qualifying transactions and lets a person complete notarization from their own location rather than attending in person; the page says certified notaries guide the signer through the process, verify identity and notarize documents using audiovisual technology. Cord Cannon is named on the page as Remote Online Notarization Closer. Eligibility is not automatic. The page states that a digital closing may include electronic document review and signing while a remote option may allow certain documents to be notarized remotely, that every transaction has unique requirements, and that the company works with buyers, sellers, lenders and real estate professionals to determine which closing options are available. It invites anyone unsure whether they qualify for RON to contact the company. The stated process is that before the closing appointment the team reviews the transaction details, decides whether digital or remote options are available, explains the process and provides instructions; eligible documents may then be provided electronically for review before the signing appointment. The page does not publish any price, fee or surcharge for a remote or digital closing, does not state how long scheduling takes, and does not list which states or counties accept each method beyond saying requirements vary. A local office should confirm availability for a specific transaction.

Continental Title Company's title insurance page is explanatory rather than a price list; it publishes no premiums, rates or fees. It defines a title as "the evidence or right a person has to the ownership and possession of land", and a defect as any legal right held by someone other than the owner to claim property or make demands on the owner. It states that title insurance is protection against loss if a covered defect is found in a title. The page describes two types of policy. A Loan Policy or Lender's Policy protects the lender and covers the outstanding balance on the mortgage, but does not protect the homeowner. An Owner's Policy covers the buyer and addresses defects such as liens and encumbrances, except those listed as exceptions in the policy. Risks the page says coverage typically protects against, depending on the policy, include errors such as incorrect information in deeds, wills, trusts, mortgages or public records and forgeries; liens or judgments against the property, including unpaid mortgages, taxes, sewer and water assessments and bills owed to contractors; claims to ownership, such as a marital or family claim by someone not mentioned in a previous owner's will; invalid deeds; and lack of access. The page is equally explicit about exceptions. Standard exclusions often appear on the printed form, for example limitations on land use and mechanic's liens for unpaid construction or repair bills. Special exceptions include easements, rights of way, other legal obligations noted in the deed or public records, and restrictive covenants limiting certain uses of the property. Whether any particular property or claim is covered depends on the individual policy issued, which the website does not reproduce. Questions about coverage should go to a local Continental Title office.

Continental Title Company publishes a page in its Resources menu titled "CTC and Wire Fraud". The full published text of that page reads: "Continental Title Company is using CertifID to protect you from wire fraud. CertifID's technology solution securely exchanges wiring information and guarantees your transaction up to $3,000,000". That is the entirety of what the company publishes on the subject. Two things follow, and they matter for anyone answering a customer question. First, the website publishes no wiring instructions, no bank name, no account number, no routing number and no payment steps of any kind, on this page or anywhere else on the site. Nobody should ever be given wire details, or have wire details confirmed, on the basis of this website or of any AI assistant. Wiring information is exchanged through the CertifID system the company names above, and any question about how funds move in a transaction must be taken to the customer's own Continental Title closing office by phone, using a number the customer already has or one published on that office's page. Second, the terms, limits and conditions of the CertifID guarantee are not published on the site, so the scope of that $3,000,000 figure cannot be described beyond the sentence quoted above. Separately, the company's site-wide footer states: "Continental Title Company is authorized and licensed to do business in the states of Kansas and Missouri and is Type 2 SSAE 16 Compliant." The company's stated mission is to ensure the security of every client it serves. The site does not name its title insurance underwriters.