# CoverMile > Official CoverMile business agent. CoverMile is an online insurance marketplace based in Austin, Texas that helps individuals and families compare plans from… ## Ask it a question CoverMile answers for itself at https://api.hailera.com/mcp/covermile. A client that speaks MCP can connect to that address; the tool is ask_covermile and the protocol is 2026-07-28. Where this file and the agent disagree, the agent is current. ## About CoverMile About CoverMile CoverMile is an online insurance marketplace that helps individuals and families compare insurance options quickly and confidently. What CoverMile Does - Makes insurance shopping simple, fast and reliable. - Uses proprietary insurance matching technology to compare thousands of plans from hundreds of different carriers. - Helps match customers with plans tailored to their needs and budget. - Supports a wide range of insurance needs, including health, dental, Medicare, life, final expense, auto, home and other coverages. CoverMile works with customers in multiple U.S. states and partners with many leading insurance providers. Mission CoverMile is dedicated to providing insurance solutions for every individual. The company values every client and aims to serve with: - Professionalism - Integrity - Exceptional customer service Core Values - Excellence CoverMile strives to be outstanding in its field and to exceed expectations in service and results. - Commitment The team is dedicated to providing comprehensive insurance solutions tailored to each client. - Trust CoverMile works with integrity and focuses on acting in the best interest of its clients. Leadership CoverMile is led by CEO and Co‑founder John Gill, who has over 10 years of experience in the Life, Health and Medicare insurance industry. His background includes: - Working with many of the major carriers in the industry. - Helping clients understand healthcare law changes and how those changes may affect their coverage. - Expanding CoverMile's capabilities and product offerings in response to client demand for innovative risk management solutions. Service Philosophy CoverMile believes that insurance doesn't have to be confusing. The goal is to turn what was once a complex and tedious process into a straightforward, guided experience backed by technology and knowledgeable, state‑licensed representatives. Source: https://www.covermile.com ## Where CoverMile works Lists Austin, Mission, and Elko as a location. Names Florida, Texas, and United States as a service area. Areas beyond these are not published. ## Prices How CoverMile Works – Quotes, Matching Technology and Fees CoverMile uses proprietary technology and licensed insurance professionals to simplify the process of shopping for insurance. Getting a Quote - Choose a product Start by selecting the type of insurance you are interested in (for example, health, dental, life, Medicare, final expense, auto, home and others). - Provide basic information Answer a few questions about yourself and your needs through CoverMile's online forms or marketplace portal. - View plan options Within minutes, CoverMile's systems compare thousands of policy quotes from many different carriers and present a selection of plans tailored to your situation. - Get personal help if needed If you have questions or need more detail, you can speak with a friendly, state‑licensed representative who can walk through your options. Insurance Matching Technology - CoverMile uses proprietary insurance matching technology to compare plans from hundreds of different carriers. - The system focuses on finding plans that match each customer's needs, preferences and budget. - Customers can receive dozens of policy options based on their information. Information Provided With Quotes For the plans offered through CoverMile and its partners, customers can typically review: - Premiums (monthly or annual cost, as applicable). - Co‑pays. - Deductibles. - Other key plan features and benefits. If more detail is needed, customers can request additional information from a CoverMile representative. Cost to Use CoverMile - Requesting a quote through CoverMile is free. - There is no cost to you to use the service to compare policy options. Relationship With Insurance Companies - CoverMile partners with hundreds of providers across the United States. - This broad network helps find plans tailored to each customer's unique situation. Medicare Information and Limitations For Medicare‑related information, CoverMile includes the following important statement on its site: We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1‑800‑MEDICARE to get information on all of your options. Customers considering Medicare coverage should review official resources and all available plans before making a decision. What CoverMile Does Not Do - CoverMile does not make medical, tax or legal decisions for customers. - The service helps present options and information; the final choice of policy is always made by the customer. For the most accurate and up‑to‑date information about available plans, customers should start a quote or contact CoverMile directly. Source: https://www.covermile.com ## Accreditation and credentials CoverMile partners with hundreds of insurance providers across the United States to help customers find plans that fit their needs. The offerings include, but are not limited to, the products listed below. Major Insurance Categories Health Insurance - Individual and family health insurance options. - Plans from multiple carriers compared side by side using CoverMile's matching technology. - Support in reviewing premiums, co‑pays, deductibles and other key plan details. Dental Insurance - Dental plans for individuals and families. - Options from different carriers so you can compare coverage levels and costs. Medicare Solutions CoverMile offers support with several Medicare‑related products, including (but not limited to): - Medicare Supplement (Medigap) plans. - Medicare Advantage plans. - Medicare Part D prescription drug coverage. Important: CoverMile does not offer every plan available in every area. Any information provided is limited to the plans CoverMile and its partners offer. For a complete view of all options, customers should visit Medicare.gov or call 1‑800‑MEDICARE. Life Insurance and Final Expense Coverage - Life insurance options to help protect loved ones. - Final expense and burial programs aimed at helping cover end‑of‑life costs. - Certain final expense programs are targeted to residents in specific states (for example, programs for Florida residents or Texas residents), subject to eligibility and underwriting. Home and Umbrella Insurance - Home insurance options to help protect a primary residence. - Umbrella policies that can provide additional liability coverage above underlying policies. Auto Insurance - Auto insurance options from multiple carriers. - Ability to compare quotes to find coverage that suits the customer's needs. Short Term Medical Insurance - Short term medical plans for temporary coverage needs, depending on eligibility and state availability. Vision Care Plans - Vision care plan options that may help with routine eye exams, lenses and related services, depending on the selected plan. Other Insurance Products CoverMile's offerings also include, but are not limited to: - Critical illness coverage. - Hospital indemnity plans. - Disability insurance options. Availability of specific products and carriers may vary by state and over time. For current options, customers should request a quote or contact CoverMile directly. Source: https://www.covermile.com ## Hours and contact Primary Contact Methods - Phone: (979) 493‑6388 - Website contact form: Customers can submit their details and questions through contact forms on the CoverMile website. - Online marketplace portal: Customers can start an instant quote through the insurance marketplace portal linked throughout the site. Office Location - City: Austin - State: Texas (Physical mailing address is not listed on the public website pages used for this document.) Hours of Availability Based on information published on the CoverMile website: - Hours: 08:00 AM – 08:00 PM If you need assistance outside these hours or prefer written communication, you can use the website contact form and a representative will respond as soon as possible. When to Contact CoverMile Customers can contact CoverMile for help with: - Questions about available insurance products and plan types. - Clarification of quote details such as premiums, co‑pays and deductibles. - Assistance using the online marketplace portal. - Follow‑up questions after submitting a quote or qualification form. For time‑sensitive matters related to coverage, customers should also review their carrier's official contact information and policy documents. Source: https://www.covermile.com ## Final Expense and Burial Insurance Programs Through CoverMile CoverMile works with partners to help connect eligible customers to final expense and burial insurance programs, including certain income‑based, state‑regulated programs. Florida Final Expense Programs CoverMile's Florida‑specific landing page highlights: - Programs designed for Florida residents. - A focus on helping people in the approximate age range of 50 to 85 find final expense burial coverage, including many individuals who: - Have pre‑existing medical conditions, or - May have been denied coverage in the past. The programs aim to help provide: - Assistance in reducing or eliminating generational and family debt related to final expenses. - Reduced financial burden on surviving family members. - Access to immediate cash benefits (subject to the terms of the specific policy). How to See If You Qualify (Florida) - Visitors provide basic contact information (name, best phone or email, ZIP code) through the online form. - A state‑licensed representative follows up, typically within about 48 hours, to discuss options and eligibility. - CoverMile states that it will not sell the information provided to third parties or marketing companies; it is used only to contact the individual about these affordable, state‑regulated programs. Texas Final Expense and Burial Programs CoverMile also provides a landing page focused on Texas residents seeking final expense or burial programs. Key points include: - The opportunity to be matched with new, income‑based final expense burial programs that may help cover end‑of‑life expenses. - A process intended to help even those who have previously been denied coverage, depending on the specific program and underwriting. How to See If You Qualify (Texas) - Visitors are asked questions such as: - Who their beneficiary would be if they qualify. - Whether they currently have final expense insurance coverage. - Their name, best contact phone number and ZIP code. - After the form is submitted, a Texas‑licensed representative is expected to follow up within about 48 hours. - As with the Florida programs, the information provided is used only in connection with these state‑regulated programs and is not sold to unrelated third‑party marketing companies. Important Notes - Program details, eligibility rules and benefits are determined by the underlying insurance carriers and state regulations and may change over time. - This document is a summary of how CoverMile presents these final expense offerings on its public site. It does not replace official carrier materials, policy documents or disclosures. - Customers should speak directly with a licensed representative and review all official documents before enrolling in any plan. Source: https://www.covermile.com ## Privacy, Data Use and SMS/Text Messaging at CoverMile This document summarizes key points from the public Privacy Policy for CoverMile and related statements on the website. It is a plain‑language overview and does not replace the full policy. General Privacy Commitment - The Privacy Policy applies to online activities and visitors to the CoverMile website at https://covermile.com. - It explains what information is collected, how it is used and how it may be shared. - By using the website, visitors consent to the Privacy Policy and its terms. Information Collected Depending on how a visitor interacts with the site, CoverMile may collect: - Contact information such as name, email address, phone number and mailing address. - Information provided directly in contact forms or quote requests (for example, insurance needs or messages). - Account registration details, where applicable (such as company name and address). - Technical information in server log files (IP address, browser type, Internet Service Provider, date/time stamp, referring/exit pages, number of clicks and related data). How Information Is Used According to the Privacy Policy, CoverMile may use collected information to: - Provide, operate and maintain the website and related services. - Improve, personalize and expand the website. - Understand and analyze how visitors use the site. - Develop new products, services, features and functionality. - Communicate with users (including customer service, updates and marketing or promotional messages, where permitted). - Send emails. - Help detect, prevent and address fraud or security issues. Cookies, Web Beacons and Advertising Partners - CoverMile uses cookies to store information such as visitor preferences and the pages accessed, in order to optimize the user experience. - Third‑party advertising partners (including Google) may use cookies, JavaScript or web beacons in their ads and links. - These third parties automatically receive a visitor's IP address when ads are delivered and may use this data to measure campaign effectiveness or personalize ad content. - Visitors can manage cookie settings through their own browsers and may review the privacy policies of each advertising partner. Data Protection Rights (CCPA and GDPR) The Privacy Policy outlines various rights that users may have under laws such as the CCPA and GDPR, which can include (subject to conditions): - The right to access personal data. - The right to request correction of inaccurate or incomplete data. - The right to request deletion of personal data. - The right to restrict or object to certain types of processing. - The right to data portability in some circumstances. Users can contact CoverMile if they wish to exercise any applicable rights. The policy notes that the company generally has one month to respond to such requests. Children's Privacy - CoverMile does not knowingly collect Personal Identifiable Information from children under the age of 13. - If such information is discovered, CoverMile encourages parents or guardians to contact them so the information can be removed. SMS/Text Messaging Policy CoverMile publishes the following key points about SMS/text messaging on its site: - By submitting a phone number through the website, a user consents to receive SMS/text messages from CoverMile, including marketing messages and service updates. - Message frequency may vary. - Message and data rates may apply. - Users can opt out of marketing messages at any time by replying STOP. - Users can reply HELP for assistance. - Consent to receive SMS messages is not required to purchase any products or services. Information Sharing The Privacy Policy notes that CoverMile may share information with: - Trusted business partners, affiliates and insurance carriers in order to provide plan options and related services. - Regulatory or legal authorities, if required by law. CoverMile states that it does not sell visitors' personal information and mobile numbers (SMS consent) to unaffiliated third parties for unrelated marketing purposes. Data may be shared with trusted third parties, such as insurance carriers, for the purpose of finding suitable coverage options. For complete details or the most current policy language, visitors should review the full Privacy Policy on the CoverMile website. Source: https://www.covermile.com ## What CoverMile has not published yet These are things people ask CoverMile that its published information does not yet cover. - prices or premiums - plan availability - coverage guarantees - policy terms and exclusions - benefit amounts - tax, legal or medical advice Ask anyway — the agent will say plainly that it is not published rather than guess. ## Where this comes from https://www.covermile.com