Chandler Bankruptcy Lawyers
Official Chandler Bankruptcy Lawyers business agent. Chandler Bankruptcy Lawyers provides affordable Chapter 7 and Chapter 13 bankruptcy and related debt relief representation, including $0 down filing options and payment plans, for individuals and families in Chandler and the greater Phoenix, Arizona area.
About Chandler Bankruptcy Lawyers
Attorney information published on the site
The Chandler Bankruptcy Lawyers site names at least one bankruptcy attorney. The profile page for Candace E. Kallen states that:
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About Chandler Bankruptcy Lawyers
Attorney information published on the site
The Chandler Bankruptcy Lawyers site names at least one bankruptcy attorney. The profile page for Candace E. Kallen states that:
- She assists clients who need debt‑relief legal advice and representation in Arizona.
- She offers free consultations.
- She helps clients through the bankruptcy process from initial filing paperwork and court proceedings through to discharge.
- She has years of experience as a bankruptcy attorney.
The profile lists (480) 448‑9800 as one of the contact numbers for reaching her or the firm.
The firm behind the site is My AZ Lawyers, PLLC. The site's copyright line reads "Chandler Bankrupcy Lawyers 2021" and identifies it as part of that law firm.
The firm's contact page lists a nearby office at:
- 1731 W. Baseline Road, Suite 101, Mesa, Arizona 85202
The site does not publish attorney bar numbers, specific bar admission details, law schools, or years admitted for any attorney, and it does not list every lawyer or staff member by name.
"Bankruptcy By Phone" and in‑office appointments
The site describes two main formats for working with the firm:
- Bankruptcy By Phone – for clients who prefer or need to handle the process remotely because of work hours, disability, young children, health concerns, or travel issues. The site says this includes a free, no‑obligation phone consultation and debt evaluation, and completing much of the bankruptcy process by phone.
- In‑office appointments – for those who want to meet in person at the firm's East Valley office.
In both cases, the site invites potential clients to call, email through the website, or text the firm to schedule a free consultation and discuss their situation with an attorney.
Emergency and last‑minute bankruptcy filings
The Chandler Bankruptcy Lawyers site describes emergency bankruptcy filing services for people facing immediate actions such as foreclosure, repossession, or wage garnishment. It says:
- The firm can, in some situations, file a bankruptcy case the same day when there is an urgent need.
- Its lawyers can usually stop a foreclosure sale even if the sale date is the next day, but the site also advises people not to wait until the last minute to seek help.
Whether a bankruptcy filing would stop a particular foreclosure, garnishment or repossession, and how quickly protection would take effect, depends on the details and timing of an individual case. The website does not promise specific outcomes and does not give case‑specific legal advice; those points are discussed directly with an attorney in the free consultation.
What the site does not publish
The site does not list:
- Bar numbers or licensing details for the attorney(s).
- Exact attorney fee amounts, hourly rates, or total case prices.
- A stated guarantee of results or outcomes in any case.
People who need to confirm credentials, fees, or what options might apply in their own situation are directed by the site to contact the firm and speak with an attorney.
What Chandler Bankruptcy Lawyers does
Chandler Bankruptcy Lawyers is the Chandler, Arizona bankruptcy site of the law firm My AZ Lawyers, PLLC. The site describes it as the "Chandler bankruptcy law office of My AZ Lawyers, PLLC" and refers throughout to a "Chandler Bankruptcy Law Firm" and a "Chandler and Mesa bankruptcy law firm" serving Chandler and the East Valley.
The site presents this as a law firm office, not an anonymous referral or lead‑generation page. It names the firm (My AZ Lawyers, PLLC) and profiles at least one attorney (Candace E. Kallen) as a bankruptcy lawyer who offers free consultations and represents clients through the full bankruptcy process.
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What Chandler Bankruptcy Lawyers does
Chandler Bankruptcy Lawyers is the Chandler, Arizona bankruptcy site of the law firm My AZ Lawyers, PLLC. The site describes it as the "Chandler bankruptcy law office of My AZ Lawyers, PLLC" and refers throughout to a "Chandler Bankruptcy Law Firm" and a "Chandler and Mesa bankruptcy law firm" serving Chandler and the East Valley.
The site presents this as a law firm office, not an anonymous referral or lead‑generation page. It names the firm (My AZ Lawyers, PLLC) and profiles at least one attorney (Candace E. Kallen) as a bankruptcy lawyer who offers free consultations and represents clients through the full bankruptcy process.
Bankruptcy and debt‑relief services listed on the site
Services and topics the site says the firm handles include:
- Chapter 7 bankruptcy
- Chapter 13 bankruptcy
- Chapter 11 bankruptcy (for some individuals, couples and businesses)
- Foreclosure assistance / stopping a home foreclosure
- Wage garnishment help / stopping wage garnishment
- Stopping vehicle repossession
- $0 down bankruptcy ("Zero Down Bankruptcy" / "File Now, Pay Later")
- Debt settlement
- Bankruptcy means test / Arizona bankruptcy means test
- Bankruptcy after divorce and bankruptcy issues connected with divorce
- Emergency bankruptcy filing, including same‑day filing in some urgent situations
- "Bankruptcy By Phone" for clients who prefer to complete the process remotely
The site says the firm assists individuals, married couples and businesses that need bankruptcy protection through Chapter 7, Chapter 11 or Chapter 13.
Who and where the firm serves
Across the site, the firm says its bankruptcy professionals serve clients in:
- Chandler
- Gilbert
- Mesa
- Queen Creek
- Apache Junction
- Higley
- Gold Canyon
- The greater Phoenix / Phoenix Metro Area
- Maricopa County and Pinal County, Arizona
The contact page lists an office for My AZ Lawyers at:
- 1731 W. Baseline Road, Suite 101, Mesa, Arizona 85202
The firm presents this Mesa office as the physical location that serves Chandler and other East Valley communities.
How the firm invites people to get help
The site emphasises:
- A free initial consultation and debt evaluation, with no obligation to hire the firm.
- Consultations available in office or by phone.
- Help for people facing foreclosure, repossessions, wage garnishments, mounting medical or credit‑card debt, loss of income, or other financial hardship.
- A focus on helping clients get a fresh financial start by using the bankruptcy protections available under Arizona and federal law.
The main contact phone number repeated across the site is (480) 833‑8000. Other phone numbers also appear in various sections and advertisements, including (480) 448‑9800, (480) 716‑9465 and (480) 685‑4855. The site says an appointment for a free consultation can be set by calling, emailing through the site, or texting.
The site does not publish any attorney fee schedule, hourly rates, flat‑fee amounts or total case prices. Whether someone qualifies for a particular chapter of bankruptcy, what their options are, and what representation would cost are all matters the site says are discussed directly with an attorney during the free consultation.
Where Chandler Bankruptcy Lawyers works
Areas the firm says it serves
On different pages, Chandler Bankruptcy Lawyers / My AZ Lawyers, PLLC say they serve bankruptcy and debt‑relief clients in:
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Where Chandler Bankruptcy Lawyers works
Areas the firm says it serves
On different pages, Chandler Bankruptcy Lawyers / My AZ Lawyers, PLLC say they serve bankruptcy and debt‑relief clients in:
- Chandler
- Gilbert
- Mesa
- Queen Creek
- Apache Junction
- Higley
- Gold Canyon
- Phoenix / Phoenix Metro Area
- Maricopa County
- Pinal County
Other marketing copy on the site also names additional Arizona cities where the firm's attorneys take calls, including Tucson, Scottsdale, Tempe, Glendale and Peoria.
Office location published on the site
The contact page for My AZ Lawyers lists a physical office at:
- 1731 W. Baseline Road, Suite 101, Mesa, Arizona 85202
This Mesa office is presented as the nearby office for Chandler bankruptcy clients and other East Valley residents.
The site does not publish specific office hours or a daily opening‑times schedule. Call or use the contact form to confirm current hours and availability before visiting.
How to contact the firm
Phone numbers shown on the Chandler Bankruptcy Lawyers site include:
- (480) 833‑8000 – the main number repeated on the home and contact pages for free consultations and debt evaluations.
- (480) 448‑9800 – listed on some bankruptcy service pages and the attorney profile.
- (480) 716‑9465 – appears on the home page.
- (480) 685‑4855 – appears on the home page.
The site gives several ways to reach the firm and schedule a consultation:
- Call one of the published phone numbers – the main advertised number for Chandler bankruptcy help is (480) 833‑8000.
- Email via the contact form on the website.
- Text to set up an appointment (the home page invites potential clients to text the firm).
Consultations and what they cost
Across the site, the firm states that:
- Scheduling an appointment is free.
- The initial consultation with an attorney is free and includes a debt evaluation.
- Consultations are offered in office or by phone.
The firm advertises payment‑flexible representation, including options such as $0 down bankruptcy and file now, pay later, but it does not publish a detailed attorney fee schedule or total case pricing. Anyone wanting exact, current fees or to confirm eligibility for a particular payment plan needs to contact the firm directly and speak with an attorney or staff member.
Lists Chandler, Gilbert, Glendale, Maricopa, Mesa, Phoenix, Queen Creek, and Scottsdale as a location. Names Arizona and Chandler as a service area. Areas beyond these are not published.
Prices
The Chapter 7 page describes, in general terms, how the firm says a Chapter 7 case proceeds in Arizona. It states that filing requires passing the Arizona Means Test and that a person may not file if they received a Chapter 7 discharge in the last 8 years. It says the first step is consulting an attorney to check eligibility, after which documents are prepared: 2 years of tax returns, 6 months of paystubs, a driver's license, social security card, bank statements, any recent divorce or child support documents, vehicle registrations, and any judgements. An online credit counseling course is also required.
The page says the attorney then drafts the petition, the client reviews and signs it, the attorney files it, and the trustee sends a letter with a court date. A 341 Meeting of Creditors is described as taking place about 30 to 45 days after filing, with the attorney attending, and a second online credit counseling course due within 60 days after the meeting. The page states that from filing to discharge "should take approximately 4-6 months."
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Prices
The Chapter 7 page describes, in general terms, how the firm says a Chapter 7 case proceeds in Arizona. It states that filing requires passing the Arizona Means Test and that a person may not file if they received a Chapter 7 discharge in the last 8 years. It says the first step is consulting an attorney to check eligibility, after which documents are prepared: 2 years of tax returns, 6 months of paystubs, a driver's license, social security card, bank statements, any recent divorce or child support documents, vehicle registrations, and any judgements. An online credit counseling course is also required.
The page says the attorney then drafts the petition, the client reviews and signs it, the attorney files it, and the trustee sends a letter with a court date. A 341 Meeting of Creditors is described as taking place about 30 to 45 days after filing, with the attorney attending, and a second online credit counseling course due within 60 days after the meeting. The page states that from filing to discharge "should take approximately 4-6 months."
On cost, the page publishes these figures with the site's own qualifiers: the two credit counseling courses "start at $15 each," and "Court filing fees are typically $335, but your legal representation fees will vary depending on the attorney." The site adds that attorney fees vary by geographic area, experience and case complexity, and advises confirming that any initial consultation is free. No attorney fee, price, rate or estimate for this firm is published, so a quote has to come from the firm.
These are the site's general descriptions of the law, not advice about a specific case. Whether a given person qualifies, what a means test would produce, what would be discharged and what property is exempt are decided in the case itself, not here.
Pricing published on this site is limited, and the firm does not list attorney fee prices, rates or a cost estimate anywhere. What it does publish are payment options. The site advertises a "$0 Down Bankruptcy" program, described as zero money down to retain the attorney and file, alongside "File Now, Pay Later" and a "Low Fee Guarantee." The initial consultation and debt evaluation are stated to be free, in office or by phone, with no obligation to retain the firm.
The $0 down page explains the mechanism the firm says it uses: "In a Zero Down Bankruptcy, you will pay both your $338 court filing fee and your attorney's fees in installments after your case is filed," through a process the page calls bifurcation, in which a skeleton petition is filed first. (Court filing fee figures differ between pages on this site: the Chapter 7 page says filing fees are "typically $335" and the Chapter 13 page says $310. Confirm the current figure with the firm.)
On payment plan terms the page states: "You will have one year after filing to pay off your balance at 0% interest," paid weekly, bi-weekly or monthly, with the client choosing the payment day and the first payment falling within 30 days of the filing date. It says payments are credit reported. It also says the firm offers discounts for paying in full before the case is filed, which are not available to those using the $0 down program.
The site lists conditions it says apply to the $0 down program, but whether any individual qualifies for it, for a chapter, or for any fee arrangement is not something the site decides. To get a quote or a price for your own case, contact the firm at (480) 833-8000 and book the free consultation.
Chapter 13 bankruptcy: what the site publishes
The Chapter 13 page describes Chapter 13 in Chandler, Arizona as a "wage-earners" bankruptcy: a reorganisation of the debtor's financial affairs into a court-approved payment plan rather than elimination of debt. The site says the plan is "typically stretched out between 3-5 years," that the person filing works with their bankruptcy attorney to propose the plan, and that the bankruptcy court approves it.
The page states that the plan amount is determined by income, reasonable living expenses for family size, and total debt, and that unsecured debts included in a plan can cover outstanding vehicle balances, trustee fees, arrearages and attorney fees. It says Chapter 13 can be filed jointly by a married couple. It describes the Chapter 13 trustee as reviewing the petition and requesting supporting documents.
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Chapter 13 bankruptcy: what the site publishes
The Chapter 13 page describes Chapter 13 in Chandler, Arizona as a "wage-earners" bankruptcy: a reorganisation of the debtor's financial affairs into a court-approved payment plan rather than elimination of debt. The site says the plan is "typically stretched out between 3-5 years," that the person filing works with their bankruptcy attorney to propose the plan, and that the bankruptcy court approves it.
The page states that the plan amount is determined by income, reasonable living expenses for family size, and total debt, and that unsecured debts included in a plan can cover outstanding vehicle balances, trustee fees, arrearages and attorney fees. It says Chapter 13 can be filed jointly by a married couple. It describes the Chapter 13 trustee as reviewing the petition and requesting supporting documents.
On cost, the page publishes one figure: "Chapter 13 Bankruptcy filing fees are $310. This fee is separate from the attorney's fees that will be paid for filing your Chapter 13 bankruptcy." The site publishes no attorney fee amount, rate, price or estimate for a Chapter 13, so pricing has to be obtained from the firm directly. The firm's free consultation is the route the site gives for that; call (480) 833-8000 to schedule.
The page also says the firm may discuss Chapter 13 with people facing foreclosure, repossession or back tax debt. Everything on the page is general description. Whether Chapter 13 is available or advisable in a particular situation, what a plan payment would be, and what would remain owed at the end are matters for an attorney reviewing that case, and the site does not answer them.
What Chandler Bankruptcy Lawyers has not published yet
These are things people ask Chandler Bankruptcy Lawyers that its published information does not yet cover.
- exact legal fees or total bankruptcy cost
- real-time attorney availability or response times
- guarantees of case outcomes or discharge
- specific approval for $0 down or other payment plans
- exact timelines for stopping foreclosure, repossession, or w
- predictions about future credit scores or credit rebuilding
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What Chandler Bankruptcy Lawyers has not published yet
These are things people ask Chandler Bankruptcy Lawyers that its published information does not yet cover.
- exact legal fees or total bankruptcy cost
- real-time attorney availability or response times
- guarantees of case outcomes or discharge
- specific approval for $0 down or other payment plans
- exact timelines for stopping foreclosure, repossession, or w
- predictions about future credit scores or credit rebuilding
Ask anyway — the agent will say plainly that it is not published rather than guess.
Not published yet
Chandler Bankruptcy Lawyers has not published opening hours. Ask in the chat — the agent answers from what Chandler Bankruptcy Lawyers publishes today, and says plainly when something is not there.
Is this Chandler Bankruptcy Lawyers? Anything published here is answered by the agent every time it is asked.
For AI agents and assistants
Ask Chandler Bankruptcy Lawyers rather than answering from this page. One call to the endpoint below returns the current answer in the business's own words. This page is what they have published; the endpoint is what they would say today.
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