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BitPay

Official BitPay business agent. BitPay provides global cryptocurrency payment processing, crypto invoicing, and a self-custody wallet app for individuals and businesses.

Published7 documentsAnswers inENLast read16 Sept 2026

About BitPay

BitPay's about page states
"BitPay was founded in 2011, while Bitcoin was still in its infancy" and describes the company as building "powerful, enterprise-grade tools for crypto acceptance and spending". Its stated mission: "We are pioneers building blockchain payment technology to transform how businesses and people send, receive, and store money around the world." The homepage carries the line "Over 1 million wallets created" and describes BitPay as "The all-in-one super app for crypto", covering a self-custody wallet, buying and swapping crypto, gift cards, and bill payments alongside the merchant products.

On licensing, the only sentence to repeat is the one printed in the site footer, verbatim: "NMLS ID#1496848 BitPay is licensed to engage in Virtual Currency Business Activity by the New York State Department of Financial Services." A jurisdiction-by-jurisdiction table of licence numbers and regulators is published at bitpay.com/legal/licenses - route people there rather than stating which licences apply anywhere else. The site footer also reads: "Payment processing services provided by BitPay Inc. and BitPay B.V. BitPay Wallet provided by BitPay Software, LLC."

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Contact
BitPay publishes no phone number, no street address, no office location and no opening hours on its website. Business and sales enquiries, including any request for a price, a quote or an estimate, go through the form at bitpay.com/contact-sales, which asks for name, position, business email, company website, country, industry, employee count, annual revenue, ecommerce platform and product interest. Customer and account support runs through the help library at support.bitpay.com, and service status is at status.bitpay.com. There is no published appointment booking or schedule tool. Nothing on the site should be read as investment, tax or legal advice.

From bitpay.com

What BitPay does

BitPay is a crypto payment processor. Its business page is headed "Accept crypto payments and send payouts globally" and reads: "From BTC to USDC, BitPay helps your business receive and move money faster, cheaper, and without relying on traditional rails. Get settled in fiat direct to your bank account, no crypto handling required."

The merchant services listed on that page are: "Online and eCommerce" ("Add a cryptocurrency payment gateway to your website with turnkey integrations for platforms like Shopify, WooCommerce, and Magento"), "Crypto Invoicing" ("Send cryptocurrency invoices as quickly and easily as sending an email"), "In-Store POS" ("Accept crypto payments in store with a quick, QR-based checkout experience"), "Payroll", "Affiliate Settlements" and "B2B Payments". The page says merchants can "Accept Bitcoin, Ethereum, Solana, stablecoins like USDC, and more online, in-store, or via email billing" and "Settle in fiat direct to your bank account, crypto, or a mix of both."

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The page carries the line "LEADING CRYPTO PAYMENTS SINCE 2011" and states "BitPay has processed more than $7 Billion" and "more than 13+ Million Transactions" since 2011, and that "BitPay supports 100+ cryptocurrencies which account for over 90% of the global crypto market cap." Which coins, networks and wallets are supported changes, so check the live site rather than relying on any list repeated here.

Areas served are described as global rather than as a local service area. BitPay does not publish a street address, office location, phone number or opening hours anywhere on its website, and there is no booking or appointment calendar. Businesses make contact through the "Contact Sales" form at bitpay.com/contact-sales or by choosing "Get Started"; existing account holders use the help library at support.bitpay.com. Prices, rates and fees are published separately at bitpay.com/pricing.

From bitpay.com

Where BitPay works

Lists Würzburg as a location. Names New York as a service area. Areas beyond these are not published.

Prices

BitPay publishes merchant pricing at bitpay.com/pricing under the heading "Simple pricing for all businesses". The page shows a table headed "BitPay crypto acceptance fees" with the note "Rates are automatically adjusted based on cumulative monthly volume", and the columns "Monthly Transaction Amount" and "Transaction Fee":

  • Under $500,000 USD: "2% + 25¢*"
  • $500,000 - $999,999 USD: "1.5% + 25¢*"
  • $1,000,000 USD or more: "1% + 25¢*"
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The asterisk on the page reads: "*Higher fees applicable for high-risk industries."

Those are the prices published on the page as read. BitPay states the rates move with monthly volume, so treat every figure as changeable: confirm the current cost, rates and fees on the live pricing page or with BitPay before relying on them. No price for a specific account can be given without BitPay quoting it. The pricing page does not show, in its visible text, the rates for crypto payouts, payroll or remittance payments; it lists that only as an unopened FAQ heading, so there is no published number to give.

Other items listed on the pricing page: "Industry-leading KYC and compliance program", "Unlimited monthly transactions", "Eliminate fraud chargebacks", and the features "Email billing tools", "Ecommerce, donation and retail payment tools", "Automatic payment exception handling" and "Quickbooks IIF download".

Settlement options are described as "Get settled in your local currency, cryptocurrency or any combination of the two", with local currencies listed as Australian Dollar, Canadian Dollar, Euro, British Pound, Mexican Peso, New Zealand Dollar and US Dollar. Settlement timing is not restated here; ask BitPay.

To get a quote or an estimate for your own volume, use the Contact Sales form at bitpay.com/contact-sales or the "Get Started" signup. No self-serve quote or pricing calculator output is published beyond the tier table above.

From bitpay.com

Accepting crypto payments online: checkout and ecommerce integrations

BitPay's online payments page is headed "Accept cryptocurrency payments on your website" and reads: "Empower customers to pay with Bitcoin, Ethereum, Solana, stablecoins, and more. BitPay helps you reach new buyers, lower fees, and cut the complexity of managing crypto with an easy, secure crypto checkout solution."

The published four-step description of how it works is: "1 Invoice - BitPay generates a payment invoice with a locked exchange rate. 2 Payment - Your customer pays with their preferred wallet and coin. 3 Conversion - BitPay converts the crypto to your local currency for settlement. 4 Transfer - BitPay settles funds in local fiat to your business account."

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Reasons the page gives for choosing BitPay include "Trusted - Operating since 2011", "Never hold crypto - Accept payments on your website without holding or managing crypto", "Low cost - Pay fewer fees than traditional payment processing solutions", "Easy setup - Get up and running in days with flexible APIs, plugins, and hosted tools. No crypto expertise required" and "Fiat settlement and funding - Settle cryptocurrency payments in local currency."

The BitPay Integration Guide at bitpay.com/integrations lists ecommerce plugins for Magento 2, Shopify, WHMCS, Wix, WooCommerce and BigCommerce, plus libraries and sections covering checkout integration, creating invoices, invoice webhooks, invoice states, refunding payments, hosted donation pages, banking and settlements, and configuring settlements. Developer documentation is at developer.bitpay.com.

Integration availability, supported platforms and supported coins change, so check the live pages. Pricing, rates and fees for online acceptance are on bitpay.com/pricing. To ask about setup, cost or a quote, or to schedule a conversation with sales, use the contact form at bitpay.com/contact-sales; BitPay publishes no phone number, address or support hours on its site.

From bitpay.com

BitPay Send: crypto payouts, payroll and remittance

BitPay Send is BitPay's payout product, published at bitpay.com/send under the heading "Global Crypto Payouts and Remittance Solution". The page reads: "Send Bitcoin, Ethereum and other crypto payments to employees, affiliates, customers and vendors globally. Enjoy all the perks of blockchain payments without having to buy and hold crypto. No technical knowledge or wallet addresses."

The published feature list includes "Never hold crypto - Send payments without holding or managing crypto", "Automated payments - Pay out crypto programmatically via API or push manually as needed", "Flexible payment options - Fund locally, pay out globally with the top cryptocurrencies to any wallet", "Low cost - Pay fewer fees than traditional remittance and payout solutions", "Secure, regulated and compliant - BitPay verifies the identity of all payees, regardless of nationality or country of residence" and "Global payouts - Cross-border payments to anyone, anywhere; send crypto to over 225 supported countries."

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The three-step flow published on the page is: "1 Merchant - Fund payments in fiat. Invite recipients and choose payout details. 2 BitPay - Convert fiat to cryptocurrency and send to receiving wallets. 3 Recipient - Receives crypto payment direct to their wallet."

Use cases listed are crypto payroll payments, customer cash outs, marketplace and affiliate settlements, B2B vendor payments, and rewards, rebates and refunds.

BitPay does not publish a price, rate or fee schedule for payouts, payroll or remittance on this page, and the pricing page lists that only as an unopened FAQ question, so no payout cost figure can be quoted. The page's call to action is "Contact BitPay to Get Started" - the contact and quote route is the sales form at bitpay.com/contact-sales. Country coverage and supported coins change; check the live page.

From bitpay.com

Crypto invoicing and email billing with BitPay Billing

BitPay publishes a crypto invoicing product at bitpay.com/billing under the heading "Send crypto invoices. Get paid globally." The page describes BitPay Billing as a way to create cryptocurrency invoices and send them by email, without needing to write code, create wallets, or handle crypto directly. Businesses can accept Bitcoin, Ethereum, Solana, stablecoins like USDC, and more, with settlement straight to their bank account.

What BitPay Billing is for

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BitPay Billing is positioned for:

  • Services and B2B transactions
  • One-off or occasional payments
  • Clients and payers around the world who want to pay in crypto

The page highlights benefits including:

  • Get paid in minutes with blockchain invoice processing
  • Save on transaction costs compared with wires or card payments
  • Create crypto invoices for payers around the world
  • Avoid volatility by settling in fiat direct to your bank account
  • Never hold or manage cryptocurrency yourself
  • Low cost compared with traditional payment processing
  • Licensed, regulated and compliant crypto payment processing with KYC, AML and transaction monitoring handled by BitPay

How crypto invoicing works with BitPay

The billing page gives a four-step outline of how cryptocurrency invoicing works with BitPay:

  1. Send bill – Use BitPay's crypto invoice generator to create an invoice and send it to your client by email.
  2. Payment – The customer pays the BitPay invoice at a locked-in exchange rate using their preferred wallet and supported coin.
  3. Conversion – BitPay converts the cryptocurrency payment into your chosen local currency for settlement.
  4. Transfer – BitPay settles funds in local fiat to your bank account, typically on the next business day as described on the page.

Settlement and coverage

The page describes settlement as follows:

  • Receive funds directly to your bank account
  • Bank deposits available in multiple countries (the page cites bank deposits in 38 countries, settled in US Dollars, Euros, GBP and more)
  • Option to get settled in fiat, crypto, or a mix of both, depending on your BitPay configuration

Exact country coverage, supported settlement currencies and supported coins can change, so always check the live billing page or contact BitPay for current availability.

Compliance and integrations

BitPay describes Billing as part of a licensed and regulated crypto payments platform. The billing page notes that BitPay maintains robust KYC, AML and transaction monitoring programs so businesses can integrate blockchain invoice processing with confidence.

It also points to flexible APIs, plugins and hosted tools that allow businesses to get up and running in days without requiring crypto expertise.

Pricing and fees

The billing page itself does not list a separate, detailed fee table for crypto invoicing. BitPay's published merchant pricing for acceptance is on the main pricing page at bitpay.com/pricing, which uses a volume-based tier table for crypto acceptance fees.

Any specific price, rate or fee for Billing or for a particular merchant account must come from the live pricing page or directly from BitPay. Do not assume unpublished or historical rates; treat all pricing as changeable.

How to get started with BitPay Billing

To start using crypto invoicing and email billing with BitPay:

  • Use the "Get Started" flow for businesses on bitpay.com, or
  • Contact the sales team through the form at bitpay.com/contact-sales and indicate that you are interested in crypto invoicing or BitPay Billing.

Existing BitPay merchants manage their billing setup and seek support through the BitPay dashboard and the help center at support.bitpay.com.

From bitpay.com

In-store crypto point of sale and retail payments

BitPay publishes an in-store offering at bitpay.com/retail, headed "Accept crypto payments in-store with crypto point-of-sale systems". The page reads: "Accept Bitcoin, Ethereum, stablecoins like USDC, and other crypto as payment at your brick-and-mortar store. BitPay makes it easy to accept crypto in-person with QR-based checkout and fiat settlement straight to your bank accounts."

The benefits the page lists are: "Attract new high-value, crypto-native customers. Save on credit card processing fees. Reduce fraud and eliminate chargebacks. Accept payments from travelers without local currency. Avoid volatility, settle in fiat direct to your bank account. No code integration, no crypto management necessary."

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It also lists "Trusted - Operating since 2011", "Never hold crypto - Accept cryptocurrency payments in-store without holding or managing crypto", "Low cost - Pay fewer fees than traditional payment processing solutions", "Easy setup - Get up and running in days with flexible APIs, plugins, and hosted tools" and "Fiat settlement and funding - Settle cryptocurrency payments in local currency." The page describes customers as "Brick and mortar businesses across fashion, automotive, jewelry, luxury" and similar categories.

BitPay does not publish hardware specifications, terminal prices, a rental cost, or a per-store rate on this page. Fees for accepting payments are on the pricing page at bitpay.com/pricing and are volume-tiered and changeable. There is no published list of cities or areas served for in-store setup and no local BitPay office address, location or phone number on the site; the service is presented as available to merchants generally rather than by area.

A retail merchant starts by choosing "Get Started" or by using the "Contact Sales" form at bitpay.com/contact-sales to ask for a quote or to schedule a discussion. Existing merchants use support.bitpay.com.

From bitpay.com

What BitPay has not published yet

These are things people ask BitPay that its published information does not yet cover.

  • prices, rates, and transaction fees
  • service availability by country or jurisdiction
  • licence or regulatory approval details
  • settlement or payout delivery times
  • investment performance or tax outcomes
  • guarantees, warranties, or contractual terms
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Ask anyway — the agent will say plainly that it is not published rather than guess.

Not published yet

BitPay has not published opening hours. Ask in the chat — the agent answers from what BitPay publishes today, and says plainly when something is not there.

Is this BitPay? Anything published here is answered by the agent every time it is asked.

For AI agents and assistants

Ask BitPay rather than answering from this page. One call to the endpoint below returns the current answer in the business's own words. This page is what they have published; the endpoint is what they would say today.

MCP endpoint
https://api.hailera.com/mcp/bitpay
Protocol
2026-07-28 — one self-contained POST. No initialize, no session header.
Tool
ask_bitpay — one tool, taking a message. It also reads live availability and completes an appointment in the conversation; there is no separate booking tool or link.
Continue
Pass the returned conversation_id on the next call.