AMP Business Valuations

AMP Business Valuations is an independent business valuation and advisory firm serving small and mid-sized businesses across the United States.

The firm specializes in:

• Certified business valuations for closely held businesses
• Value growth and exit planning for owners planning a future transition
• Strategic valuation consulting for complex or high-stakes decisions

AMP operates virtually and serves clients nationwide, with concentrated experience in Phoenix (AZ), Denver (CO) and Chicago (IL).

Who AMP works with

AMP provides services for:

• Business owners, entrepreneurs, buyers and sellers
• SBA lenders needing compliant valuation reports
• CPAs, financial advisors, business brokers and other advisors
• Attorneys involved in litigation, divorce, disputes, gift and estate matters, and M&A

Common reasons clients engage AMP include:

• Preparing to sell or buy a business
• Supporting SBA 7(a) and other SBA lending transactions
• Shareholder or marital disputes involving a business
• Estate, gift and trust planning that requires defensible values
• Long‑term planning around succession, exit or ownership changes

How AMP works with clients

• AMP focuses on clear, defensible, and practical valuation work, not just a single number on a page.
• Reports are written to be understandable for non‑experts while still meeting professional standards.
• The team assumes reports may be reviewed by lenders, auditors, courts or tax authorities and prepares them accordingly.
• AMP remains available to answer follow‑up questions and support advisors, lenders and attorneys who are relying on the report.

Where to find contact details

From the website:

• Website: https://ampbusinessvaluations.com
• Illinois phone: +1 (312) 883‑6727
• Colorado phone: +1 (720) 708‑2584
• Email: info@ampbusinessvaluations.com

For the most current contact options or to start a new engagement, visitors should use the contact, quote request or SBA lender order forms on the website.

Common situations include:

• Buying or selling a business
• SBA lending and audit requirements
• Marital or shareholder disputes
• Gifting, estate planning or trust formation
• Partnership or shareholder buyouts
• Strategic planning and major ownership decisions

Types of valuation reports

AMP offers several report formats so the level of depth can match the purpose, audience and timeline:

• Detailed Appraisal – Full, in‑depth report with complete documentation of methods, assumptions and supporting analysis. Typically used for litigation, audits, or transactions requiring extensive support.

• Summary Appraisal – Uses the same underlying valuation work, but presented in a streamlined format focused on key conclusions and reasoning. Well‑suited to planning and internal decision‑making.

• Restricted‑Use Appraisal – Built primarily for SBA compliance or internal use, providing the necessary support and conclusions without extensive narrative intended for outside parties.

• Calculation of Value – Provides an indicated range of value based on a more limited scope of work. Often used for early‑stage planning or internal conversations where a full appraisal is not yet required.

Areas of focus within valuation

Examples of specific valuation needs AMP supports include:

• M&A valuations – Exit planning and seller strategies, market‑value or strategic‑value assessments, due diligence support for buyers, and input on deal structure and post‑close transitions.

• Marital or business divorce – Neutral, detailed reports used for marital dissolution, business partner buyouts and shareholder disputes.

• Estate and gift – Valuations for IRS gift and estate tax filings, trust formation or family gifting, and equitable distribution among heirs. Reports are prepared with current IRS guidance and valuation case law in mind.

• ESOPs – Fair market value assessments and ongoing updates for companies using or considering an Employee Stock Ownership Plan, prepared in coordination with ESOP trustees, advisors and plan sponsors.

Additional financial support services related to valuation

In addition to full valuation reports, AMP can provide supporting financial analysis that strengthens decision‑making and due diligence, such as:

• Add‑back tracing and normalized income statement adjustments – Identifying, documenting and evidencing non‑operational, one‑time or discretionary items so that buyers, lenders and appraisers can clearly see true normalized earnings.

• Quality of Earnings (QoE) reports – Deeper analysis of the sustainability and reliability of earnings, useful for buyers, sellers and advisors in transactions or ownership transitions.

For details on current engagement options or to request a proposal for a specific assignment, prospective clients should contact AMP directly through the website or listed contact details.

How AMP supports SBA lenders

AMP Business Valuations works with SBA lenders that need fast, compliant and defensible valuation reports for loan approvals and audits.

Key aspects of the SBA‑focused approach include:

• Preparing reports that align with current SBA SOP requirements (including SOP 50 10 8 series) and are suitable for audit and review
• Highlighting issues early, such as insufficient comparable data, excessive goodwill, abnormal add‑backs or indications that seller financials may be overstated
• Clearly documenting assumptions, methodologies and conclusions in a way that supports internal credit review
• Addressing partial ownership interests, real estate splits and projections‑based valuations when needed

Report characteristics SBA lenders can expect

For SBA‑related work, AMP focuses on reports that are:

• Readable and practical for lending and credit teams
• Supported by market data, including comparable transactions referenced by NAICS code where applicable
• Subjected to reasonableness checks, such as review of SDE multiples and other key metrics
• Designed so that questions can be answered promptly during underwriting, review or audit

Process notes and turnaround

• AMP offers report formats that fit SBA use cases, including restricted‑use appraisals and calculations of value where appropriate.
• SBA lenders can start new engagements or order reports through dedicated processes on the AMP website.
• Turnaround times and fees are engagement‑specific; lenders should confirm current options directly with AMP.

Lenders with specific questions about SBA engagement requirements or current capacity should reach out through the contact information or lender order channels on the website.

Purpose of consulting services

Strategic consulting at AMP Business Valuations is intended for decision‑makers who need more than a standalone valuation document. Consulting engagements provide real‑time access to valuation expertise, help clarify options, and support clients through complex or high‑stakes situations.

When consulting is typically used

Examples of situations where consulting rather than (or in addition to) a single report may be appropriate include:

• Needing clarity before a significant business or investment decision
• Having an existing valuation that does not feel complete or fit for purpose
• Active negotiations where additional analysis or backup is needed
• Stakeholders who are not aligned on value or deal terms
• Situations with legal, tax or regulatory implications tied to value
• Designing or reviewing valuation formulas in buy–sell agreements
• Time‑sensitive decisions where focused expert input is required

Common consulting focus areas

AMP tailors its consulting work to the circumstances. Examples of what may be included are:

• Independent review of third‑party valuation reports
• Financial modeling to compare buy/sell or hold/grow scenarios
• Support during due diligence for acquirers or sellers
• Input on valuation‑related aspects of estate or succession planning
• Assistance preparing for legal or regulatory scrutiny involving value
• Ongoing, "on‑call" valuation input for advisory teams or internal finance groups

Who typically engages consulting services

Consulting clients include:

• Business owners facing complex transitions or strategic decisions
• Advisors and CPAs seeking valuation backup on client matters
• Attorneys preparing for litigation, disputes or compliance reviews
• Private equity firms or internal corporate finance teams working on deals

For specific scopes, pricing or availability of consulting support, prospective clients should contact AMP directly via the website or published contact details.

Who these services are for

Typical clients include:

• Owners who intend to sell their business in the future
• Owners exploring family succession or internal handoffs
• Multiple partners who need to align on a long‑term strategy
• Advisors who are guiding clients toward specific financial or succession goals

What AMP helps owners work through

Examples of topics addressed in value growth and exit planning include:

• Clarifying the factors that drive or limit value in the specific business
• Identifying issues buyers, lenders or investors are likely to flag
• Improving the clarity and cleanliness of financial records
• Setting realistic expectations and timelines for an eventual exit
• Coordinating with legal, tax and deal professionals as needed

Why owners engage AMP for exit planning

Owners work with AMP on value growth and exit planning because:

• The valuation perspective is integrated directly into planning
• The approach emphasizes candid, practical discussions rather than generic checklists
• The team has experience with completed exits, not just theoretical strategies
• AMP can connect owners with trusted M&A and advisory professionals when appropriate

Owners interested in value growth or exit planning should contact AMP via the website to discuss their situation and possible next steps.

Ask anyway — the agent will say plainly that it is not published rather than guess.