Associated Consulting Group Inc.

Who we serve

• New entrepreneurs and start-ups.
• Small and mid-sized businesses.
• Labor unions.
• Municipalities and other public sector organizations.
• Individuals seeking personal insurance solutions.

What we do

• Advise on and place a wide range of insurance products and services.
• Offer all major lines of insurance, both individual and commercial, including supplemental and discount insurance programs.
• Represent over 60 insurance companies.
• Support more than 1,500 employers and approximately 275,000 employees with employee benefit solutions.

• Help businesses evaluate whether they have appropriate liability and workers' compensation coverage, especially in changing market and regulatory conditions.
• Focus on delivering the right products to solve each business's needs—nothing more and nothing less.

Property and casualty insurance

• Assist businesses and individuals in finding property and casualty coverage that matches their assets and risk profile.
• Aim to avoid clients overpaying for policies that are not right for their business or personal situation.
• Help ensure policies provide long-term protection for business or personal property.

Approach to business clients

• Work closely with entrepreneurs, small and mid-sized companies, unions and municipalities to design insurance programs that balance coverage, risk and cost.
• Coordinate multiple lines of coverage so that business insurance needs can be handled in one place.

• Phone: 212-679-9807
• Email: info@acgnyc.com
• Mailing address: 147 Union Street, Brooklyn, NY 11231, United States.

How to get in touch

• Use the contact form on the website to request advice, quotes or information about specific insurance needs.
• Call to speak with a team member or to make an appointment.
• Email for general questions or to be connected with an appropriate advisor.

Response times

• The website states that the general response time for inquiries submitted through the contact form is within one business day.

SMS and email consent

• By providing contact information through the website, visitors consent to being contacted by SMS and email, which may include marketing and promotional messages.
• Message and data rates may apply, and message frequency may vary.
• Visitors can reply STOP to opt out of SMS messages.
• The website directs visitors to its privacy policy for more information.

Lists Union and Brooklyn as a location. Names United States, York, and New York City as a service area. Areas beyond these are not published.

• ACG can help clients explore combined policy options for home, auto and pet insurance, as well as individual policies when preferred.

Home insurance

• Homeowners insurance helps protect a home and personal belongings from unexpected events.
• Coverage can help with:
• Repair or replacement costs if a home is damaged by covered events.
• Replacement of covered personal belongings if they are stolen or damaged.
• Certain legal and medical costs if someone is injured on the property.
• A home or condo owners' policy may be recommended for anyone who owns a home or condo and may be required by mortgage lenders.
• Separate coverage is typically needed to protect against damage due to floods or earthquakes.

Auto insurance

• ACG can help clients obtain auto insurance and select from common coverage types such as:
• Auto liability coverage.
• Uninsured and underinsured motorist coverage.
• Comprehensive and collision coverage.
• Medical payments coverage.
• Personal injury protection (where available).
• Some coverages are mandatory and others are optional, depending on the state.

Pet insurance

• Pet insurance helps pet owners manage unexpected veterinary expenses.
• Most plans reimburse covered costs after the owner pays the veterinarian.
• Coverage may include accidents and illnesses, with optional wellness add-ons for routine care.

Getting a quote

• Prospective clients can request homeowners, auto or pet insurance quotes through the website or by contacting ACG directly by phone or email.

• Provide employee benefit programs for more than 1,500 employers and about 275,000 employees.
• Services include administrative support, underwriting, marketing and HR-related resources for benefits.
• Represent over 60 insurance companies to offer a wide range of group benefit products.
• Support employer groups from as few as 2 employees to several thousand employees across multiple regions.

Group health, life, travel, disability, supplemental and discount benefits

• Design and manage group programs that can include:
• Group health insurance.
• Group life and travel coverage.
• Short- and long-term disability benefits.
• Supplemental and discount insurance programs.

Group term life insurance

• Group term life insurance provides coverage for a specific period of years.
• Common reasons to use group term life include:
• Obtaining valuable coverage at an affordable price.
• Helping cover financial responsibilities such as a mortgage or college expenses.
• Supplementing a permanent life policy or an existing work policy.

Group whole life insurance

• Group whole life insurance is a form of permanent life insurance with:
• Guaranteed premiums.
• Guaranteed death benefits.
• Cash value that can be accessed while the insured is living.
• Policies may also be eligible to receive dividends, which can increase policy value or provide an increased death benefit.

Disability insurance

• Disability insurance is designed to replace a portion of income if an insured person is unable to work due to sickness or injury.
• Benefits can help cover everyday expenses such as mortgage or rent, tuition, car payments and basic living costs.

Annuities

• Annuities can be used as part of a retirement strategy to:
• Help save, grow and protect retirement assets.
• Provide a stream of guaranteed income that can last as long as the insured lives.
• Available options may include:
• Fixed annuities that keep principal safe and provide predictable, guaranteed annual growth.
• Income annuities that provide stable lifetime income and reduce exposure to market fluctuations.

Ask anyway — the agent will say plainly that it is not published rather than guess.